Tues 22nd Sept - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning everyone....

Welcome to any new posters....come and join us;)

Not a very eventful day for me - work and later go pick up 2 daughters from different places at the same time:rolleyes: Typical! So eldest will have to wait 10mins while I grab DD2 and scoot to get her:rotfl:

I shall nip to Tesco while they're both at their activities, not much to buy though.

And for any of you who missed it......the purple laptop of shiny loveliness arrived yesterday:j It's beeyoooooooootiful!

Here's my list:

• check banking - not bad!
• daily scratchies - can withdraw £15 now, due to my lovely £5 win on Sun:p
• packed lunches to work
• walk to work
• heating off
• washing on 40 later - hopefully ready for a sunny day tomorrow
• meal from stores - leftover meatballs for DD1, sausgaes+oven chips DD2...me, anything I can find:rolleyes:
• Sparkle like mad
• (try not to worry about going to uni tomorrow:o - thank you for the kind messages of encouragement!)

That's my lot...must get my face on now:D

catspaw

Morning all,

for me today WASHING, and more washing, and cleaning ( all washing done T 30 AND LINE DRIED) and maybe try to sparkle

Good luck with uni tmw millyscarlett

Miss_Piggy_2

Morning MS and all that follow!

Depending on how lively i feel this morning, may get a few bits done, may not!:rotfl:

* Checked on line banking....18p !!:rotfl:Thank god its payday friday!
* Heating on briefly this morning, then its going off!
* Storecupboard lunch and dinner
* Piglet to nursery this afternoon for funded session
* Scraped together enough change (thank you OH's pockets!!:D) to go swimming this afternoon!
* Do ironing tonight to keep warm
* Light candles tonight instead of electric lights (did it last night and it was lovely and cosy and atmospheric! OH moans like hell, but never mind eh!:rotfl:)

Miss P
xx

P.s MS - still very jealous about the laptop....

katylittlelady

Morning everyone!!

Yeah to the shiny new laptop Milly and good luck fro tomorrow - you will love it:j
Here is my list for today:

• [STRIKE]Daily scratchcards[/STRIKE] 20p
• [STRIKE]Daily free lotteries[/STRIKE]
• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Daily twitter competitions[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Take writing things to work and go to library after work[/STRIKE]
• [STRIKE]Get lift back home with DH[/STRIKE]
• [STRIKE]Get gas meter reading and phone up for refund on overpayment[/STRIKE]
• [STRIKE]Buy ticket for talk from Author next week (Ticket is £5 but am going to use gift card I won so I get to go for free!)[/STRIKE]
• [STRIKE]Send off cheque to rejoin Maskers amateur dramatic group (£12 for the year) Electric refund should cover this![/STRIKE]
• [STRIKE]Phone Grandad and wish him a Happy Birthday - Do this evening so free minutes![/STRIKE]
• Food from stores - Opps left quiche in fridge! Got sandwich, crisps and drink for £1.50 from asda - good job it wasn't a planned NSD!
• Reserve a couple of books from library - cost nothing!
• Comps ending soon

Think that's it for now!

savingforarainyday

Morning everyone

Mad weekend!!! Had dd's 18th Birthday celebration. Spent days baking and preparing food but it went off really well and was very mse, catering done by yours truly and dh, sil made pies. venue provided music for free and I made her birthday cake (biggest thing I have ever made:eek:).
So spent yesterday recovering.

Today I will be
Paying for ds's english lessons for this term in cash:j
Get a reprint of photograph that I managed to splatter with mount spray:o
Prep for work tomorrow
Find Pyjamas suitable for Pyjama Party at Rainbows
Find craft to do for next weeks 100 year launch party for 3 units, my mind is blank at the moment
Check online banking
Dinner from store cupboard.

Have fun with the purple laptop ms:D and enjoy uni tomorrow

Keeping it simple for today;)

spykey_uk

Morning everyone! :hello:

Its a warmer day here today so hopefully my thoughts of winter being here were wrong and its still summer really! :cool2:

My list for today is: -

• Finish chicken stock in slow cooker - Cooking as we speak
• Make (another) low fat chicken curry batch and this time freeze it before it goes off! :rotfl:
• [STRIKE]Check online banking[/STRIKE]
• Buy birthday card for cousin and post
• [STRIKE]Go for twenty minute walk before work and then walk to work[/STRIKE]

That's probably about it for now! :T x

Sassers

Morning all - :wave:
I've got a stinking cold so I'm hoping to keep it simple today.

*Have a NSD today like yesterday
*Set up mortgage overpayments to start next month
*Make paneer and peas curry in the slow cooker
*Find a recipe for veggie nut loaf/roast (I bought 8 cans of chestnut puree for 5p a tin so I'm wondering how I can incorporate it in with the loaf).

Have a good all
Love Sassers x :wave:

Pippilongstocking

Today
Download a PPI letter for Capital one
Check banks
PAD to evil edna (might just be 1p as I had 1.11 in bank yesterday in my main account)
Look seriously at ordering the laptop etc I need myself through quidco from saas payment
Dinner from meal plan - need to rummage in freezer (s) and figure out if we EVER need to buy any food
Look into flights for DS trip to Muse concert
Post landlords post through work
Charity shop raid (smash and grab with manners!)
Walk doggies in t' field (free)
Remember to fill in a form for petrol expenses this month otherwise I cant' claim
I had brekkie at home - so no snack for me today
Think about when I might be able to ask the new lodger if/when her rent may arrive (dodgy new area)
Sprakle although am already deshevelled from 8.20 visit to willow field with visitors for work
Clean salt from glasses
Think and look into the Scottish meet and see if I can 'realistically' go.

Waves to all - enjoy the shiny laptop
Miss P will think of you later on handing over 2ps for a swim

Pippilongstocking

I want a slow cooker!!!!!

Wanders off in a sulk - missed the one on freecycle last week! Pah!!!

true27

I'm staying in bed until payday!! Its the only way forward :rotfl: :rotfl: :rotfl:

painted_lady

Hi everyone, I am
- phoning round a lot getting things done on my business
- done some washing on quick using vinegar as softener
- check some emails I sent, need to check recipient received it
- I WILL find them CC cheques
- tidy bedroom
- work out how much money a business client owes me, has made partial payment
- see if anymore laundry needs doing
- dry outside