Door locks and home insurance policy

Locknut

mikey72 wrote: »

Mine doesn't need the key lock on the inside. The rim automatic deadlocking is achieved by having a different mechanism to a normal yale lock.
The yale lock has a chamfered edge, so as you shut the door, it retracts, and then springs out to lock the door behind you. This means the classic credit card can be used to open it. (You can push it in and out when the door is open, with your finger) You can manually deadlock with the little switch by the handle inside, and lock is then "deadlocked" either in or out. Some you can deadlock from the outside by turning the key a couple of times.

An automatic deadlock is square, and is pulled back by the key from the outside, or a handle inside, and stays retracted until the door is shut, then a lever on the lock is pushed in as the door shuts, the catch springs out, and is locked out, and can't be forced back in. When the door is open the lock is retracted, if you push the smaller lever in, the lock comes out, and can't be pushed in. The only way to open the door again is with the key, or the handle from the inside.

Mikey you are correct in some parts in what your saying but there are many locks on the market now with a chamfered latch that will close behind you with auto deadlocking so you cannot use the credit card method. infact its a requirment of a BS3621 night latch that it deadlocks automaticaly.

Just to pick up another point regarding insurance on most policys it does say "Minimum security arrangements" and I have been to houses where no BS lock was fitted to the front door ant there claim for burglary was thrown out, even though the burglar broke a window at the rear.

At the end of the day if you have a BS lock on your door use it, if you dont have one get one weather you use it or not is up to you but you'll be covered by insurance (as long as the burglar don't use that door)

jnorris235

Is there any digital lock that meets the BS3621 5 or 7 lever requirement? We are in and out of your front door all the time (big big garden) and fiddling with a key is a real pain. A digital one would be a godsend!!

Locknut

Unfortunatly there isn't and the only ones that come anywhere near close are very expencive.

if you already have a BS3621 mortice lock you could fit a digi lock to the latch on that. and just use the mortice bolt for when you go out.

Dan_pohl

i can suggest you to a company Security Doors Direct which can help you out ...
securitydirect.co.uk

littlemissmoney wrote: »

Hi

Please can you clever people help me!?

My home insurance policy (with Zurich) says my door must be secured by a "5 lever mortice deadlock or rim automatic deadlock OR the manufacturuer's key operated integral multi-point locking system".

Please can someone tell me how I can check this? I've done some googling and I don't think I have a 5 lever mortice lock as my key doesn't look like that. How can I tell if I have the other two? I can't find any photos on google and basically don't have a clue! Please help.

DVardysShadow

Dan_pohl wrote: »

i can suggest you to a company which can help you out ...

:spam: Go away spam moron.

dacouch

Not only is he spamming, have a read of some reviews for Securitydirect and then think would you want to deal with such a company...

http://www.complaintsboard.com/complaints/security-direct-c140871.html#comments

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