50:50 Cash & Stocks, or...

langtoft_lad

Thanks noh & Lansdowne - I'll look at both of them.

noh

You're right of course Alliance won't be cost effective for small purchases. I was looking at them because I realized that if I transerred my ISA from Selftrade to Alliance I would get over £500 p.a back in rebated commission that I don't get now.

langtoft_lad

I think, for me, they might be more appropriate, for when I receive my endowment payments or even my pension lump sum.

langtoft_lad

New Question!
Some doubt is being cast on other threads, whether there are actually any real tax advantages on holding an investment within an ISA wrapper but there are tax benefits for cash savers...?

So perhaps I should max out my cash saving ISA allowance, and use the other half for investing... and simply invest any remaining cash outside the tax free wrapper?

I'm talking regular monthly contributions - not lump sums.