Mobiles.co.uk - Students?

-WhySoSerious?

Hey there, not a ranting thread (yet! :P) but some queries which I hope to resolve, and if all seems well, i'll do a Trevor and be a guinea pig for other people.

I've been looking at getting a smartphone for some time, and due to ridiculous prices on the iPhone, have opted for the rather nice HTC Touch. After searching around on the internet for a good while, the only contract that looks amazing is one offered by Mobiles.co.uk (Orange - £20/month with 600mins, unlimited texts and 500MB internet - Phone £90) ... I might even struggle to use it all! But at that price, it's a tasty deal.

One slight problem might be that i'm a student and will be going to university in October. My previous phones have all been on PAYG and i've been with Orange for a good number of years. I should have no trouble at all financing the phone as I have a part time job at the moment and will be receiving loans/grants at university. As i've yet to buy anything on credit, I assume my credit rating would be quite low (or non existant!) so would I get lots of hassle from Mobiles.co.uk for this?

Cheers!

Lokolo

Try and find out.

I got a contract with O2 on my 18th birthday so.....

But it does depend on different mobile operators!

I think it helps if you are on electoral roll though.

-WhySoSerious?

Lokolo wrote: »

Try and find out.

I got a contract with O2 on my 18th birthday so.....

But it does depend on different mobile operators!

I think it helps if you are on electoral roll though.

Yep, suppose so

I am registered on the electoral roll, but there's no questions like that on the mobiles.co.uk website. It's just about your home/job and then asks for debit card and bank details.

Lokolo

-WhySoSerious? wrote: »

Yep, suppose so

I am registered on the electoral roll, but there's no questions like that on the mobiles.co.uk website. It's just about your home/job and then asks for debit card and bank details.

Yep, your name and address will be registered with a credit company and such (Experian for example), so it keeps a report of your finanicial information. It will be noted that you are on electoral roll.

When you attempt to get a contract it will check with the credit company to see if you are credit worthy.

When you have things like bad debts with credit card companies, this gets put on this report, and the good stuff gets put on there too

And if you get rejected do not keep trying, every attempt is noted and too many attempts will go down as bad (as it looks as though you are trying to get credit from everywhere, so it could mean you are financially in trouble, and noone wants to give credit to someone who is financially in trouble!)

Reser_2

I got contracts fine when I was at university with no Job.

However when you go directly to O2 e.t.c they 'do not' aks you if you have a job e.t.c. I have never had to answer questions about work e.t.c when getting mobile phone contracts.

I just got an Iphone contract and all they asked for was my bank details.

If the company asks you if you have a job e.t.c then it seems they must require it in some way.

DarkConvict

Before signing up to a contract get a PAYG sim on your operator first and see if there is signal in the areas you want to use it before agreeing to a contract in case you have no signal. I know you may not be in Manchester now but i thought it was worth noting.

Mobiles.co.uk_company_representative

Hi,

I can't say one way or the other for obvious reasons, but generally credit checking will acknowledge that someone just turned 18 is unlikely to have an extensive credit history and take this into account.

If you are ordering from your parent's house and you are on the electoral roll there I don't foresee any problems to be honest.

Regards,