Wed 16th September - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning all!
Day off for me today - my last Wed of doing nothing until I start college next week...eeek:eek:
I'm going to take DD2 to school then go straight to Tesco, armed with my list. Then, I will have a rest - I'm so tired and we're only at the start of the school term....:D

List for today:

• check banking
• daily scratchies
• Tesco shopping with list (written from meal plan)
• done girls packed lunches and drinks
• post ebay parcels
• ironing
• hope my purple shiny laptop arrives today (but if it does it'll be at school so will have to go get it:rolleyes:)

Fay - laptop is a Dell....I'm very excited about it;)

Ok, have a lovely day everyone:j

DawnW

Hi Milly and all who come along later,

I have a Dell laptop, though a boring black one, and I have been very happy with it Milly - hope yours comes soon :j

Today I have / will:

Check online banking (done)

See to plants and animals

HM meals

Hopefully NSD :j

Make a cake this evening

That's me for today - must dash, running late :eek:

Candy0107

Morning All

Thanks for starting the thread today Millie – hope your last Wednesday of freedom is a good one.

Hello to everyone else who posts today. Hugs to those that need them.

Today I have/will:
• Checked online banking
• Done daily scratchcard
• Meals from storecupboards
• Enter comps online
• Have an NSD - might have to have a medicinal coffee while I am in town (its going to be really busy at work)
• While I am on the internet catch up on yesterday’s forum
• Job hunt in the local library (free papers) and on the internet (at lunchtime)
• Also I will leave work on time today
• Put spare change in my coke bottle saving’s pot – I must have this filled by 2012.
• Try to work out how much holiday I have accrued – emailed the agency yesterday and haven’t heard anything
• Need to call an old agency re a contract they think I will be interested in

Think that is about it…..have a great day everyone

Candy xxxx

Katy83

Morning everyone,

I am so full from my breakfast of homemade granola - feel like I want to explode! Think I need to learn that you do not need the same size portion as corn flakes to fill you up :rolleyes:


Anyway, my list for today is:

• [STRIKE] Left over chicken from last weeks bbq out of the freezer and into the slowcooker[/STRIKE]
• [STRIKE]Set timer switch on slowcooker to come on at 1pm[/STRIKE]
• Have a NSD
• Play about with my soa because I have definitely underestimated my petrol spend :mad:
• Go for a free fringe trim at the hairdresser
• Go for a swim after work
• Eat packed lunch from yesterday as managed to blag a free lunch then!
• Sort out my appraisal goals for work (something I have been supposed to be doing for 2 months now...today is the day!)

Think that is it for today really, enjoy the new laptop millie...

xx

Pippilongstocking

Argh lost list

Millie ta for the info

Passports - doing now!
Find dvd that I have sold and now is mysteriously disappeared
[STRIKE]PAD to evil edna[/STRIKE]
[STRIKE]Ask OH nicely to put into bank muse money for his share (£110)
Pay that money to CC[/STRIKE]
[STRIKE]Look longingly at post for 3 claims from work for invoices and expenses [STRIKE](over > 1500)[/STRIKE]
Frozen beef out for tea
More pressies in pressie box
Brother coming for tea ask him about putting up the hammock for DD in the living room
Beds to strip once visitorrs go away and get HC on line[/STRIKE]
Walk dogs in field - didnt get to field
[STRIKE]Do some productive work![/STRIKE] - have sort of :rolleyes:

katylittlelady

Morning all!

Off to meet friends shortly! I will be going shopping with my friend whilst her husband goes to the boat show. Bit worried as have absolutely no money for shopping but friend is broke too so more likely window shopping! Anyway here is my list for today:

• [STRIKE]Read through forum later to catch up[/STRIKE]
• [STRIKE]Go to bank first and pay off £52 on credit card - Do this first so I don't end up spending it on shopping I can't afford![/STRIKE]
• [STRIKE]Take vouchers with for voucher shopping - Have £10 I can spend anywhere, £8 ELC and £20 for Milletts so can do some shopping[/STRIKE] Didn't spend!
• [STRIKE]Get lunch at shopping centre where I work so I can get discount[/STRIKE]
• [STRIKE]Take marzipan I didn't use back to Asda so money is back in account[/STRIKE]
• [STRIKE]Check on-line banking[/STRIKE]:eek:
• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Daily scratchcards[/STRIKE] 35p
• [STRIKE]Daily lotteries[/STRIKE]
• [STRIKE]Online surveys[/STRIKE]
• [STRIKE]Finish wrapping up e-bay parcels[/STRIKE] Yeah took ages!
• [STRIKE]Re-list some stuff on freecycle[/STRIKE]
• [STRIKE]Cook hubby a nice dinner from stores[/STRIKE] Hubby cooking for me!

Think that is it for now! Better be off and get myself ready! Have a great day everyone and see you later! x x x

savingcaz

Can i join please?

Put washing on line - done
Another load in- done
Strip bedding, wash and put fresh bedding on bed!
Check bank accounts - done
Make beef stew & dumplings - done
Bake cake (made homemade rice pudding instead!) - done
Take baby hospital - done
Do housework

Would be a NSD but have to pay parking at the hospital!

Pippilongstocking

Helloooooooooooooooo savingcaz - sounds like a LSD (low spend day) so thats great as well - it all adds up!

You sound like our house with the washing machine doing hokey cokeys and we are also having beef stew and dumplings for tea - yum yum!

Miss_Piggy_2

Good morning everyone!

Milly - I'm envious of the laptop. My favourite advert on tv is the Dell one...I want a lime green one..sob!!

Trying to be productive today but lookee here, 10am and still sat in front of the computer!!:eek:

So:

* Dinner from Freezer
* Lunch from cupboard
* Hung washing out to dry
* Charge mobile at work
* Check on-line banking :eek:
* Pop to shop WITH list and WILL stick to it!:rolleyes:
* Heating off - just make piglet run around to keep warm!:rotfl:
* Drive to mums at 50-60mph - saves fuel (I've even taken to coasting down the very large hill that leads to her town...how sad is that!?)
* Put spare change in holiday savings pot
* Turn all unnessecarry plugs off when not using.
* Look at ways to save money during winter (I'm a bu**er for having my heating on a lot and need to cut down on that this year - any ideas gratefully received!!!)

And thats it!

Miss P
xx

Miss_Piggy_2

P.s Fay (Frodo), whats the little man saying in your avatar? Can't read it - blind as a bat!!

Miss P
xx

Lemon_Tree

today i will
sort out house insurance - must find current quote to find renewal date
do PAD
do scratch cards
checking online banking
update accounts.
check if payslip is ready
celebrate with OH as he's got an interview for a job he really wants, he doesn't know this yet.