NHS Student finance

jessbrown100

Hi All,

Firstly, apologies because I'm sure this question has been asked many times before but I couldn't find any threads that covered everything..so sorry!

I'm starting my Adult Nursing Diploma in January and as such will be entitled to the non-means tested bursary. Am I correct in thinking that I would not be a
ble to apply for a student loan (the maintainence part as obviously the NHS pay the course fees)?

I am going to be living at home however I have a little boy to support and my partner only earns £20000. Has anyone else been in a similar situation? was it fairly easy to make ends meet? did you find doing bank work around you're course manageable?

Also, do you pay tax on your bursary or is the amount quoted what you actually get?


Ok, am rambling now but any thoughts and ideas or 'this is what we did' stories would be greatly appreciated.

Jess x

Oldernotwiser

If you're doing the Diploma, you can't get a loan; the Student Loan is only for degree students.

The bursary isn't taxable which also means that you're unlikely to be paying tax on part time earnings whilst studying. Don't forget that you'll be eligible for 25% council tax discount.

jessbrown100

That's fantastic ONW, didn't know about the Council Tax thing, see it pays to ask

swstudent

jessbrown100 wrote: »

Hi All,

Firstly, apologies because I'm sure this question has been asked many times before but I couldn't find any threads that covered everything..so sorry!

I'm starting my Adult Nursing Diploma in January and as such will be entitled to the non-means tested bursary. Am I correct in thinking that I would not be a
ble to apply for a student loan (the maintainence part as obviously the NHS pay the course fees)?

I am going to be living at home however I have a little boy to support and my partner only earns £20000. Has anyone else been in a similar situation? was it fairly easy to make ends meet? did you find doing bank work around you're course manageable?

Also, do you pay tax on your bursary or is the amount quoted what you actually get?


Ok, am rambling now but any thoughts and ideas or 'this is what we did' stories would be greatly appreciated.

Jess x

As you are doing the diploma you are not entitled to student finance as you have your tuition fee paid for by the NHS and a bursary on top of that. You won't pay tax on your bursary - what they give you, you keep. I have friends who are nursing students and they have found bank shifts manageable but it helps to have brilliant organisational skills. A good thing about bank shifts is that you can basically work when you want as you have no contracted hours so I'd draw up some sort of timetable where you can work between university and your home commitments. It does help to have a supportive family who will babysit etc. Best of luck.

jessbrown100

Thank you swstudent.

OK, I've got another question.. As I'm a (ahem) Mature Student can I still get a student railcard, or is there any other discounted travel scheme that I could look into. I'm going to be studying at Sheffield Hallam and I live in Doncaster. Hopefully my placements will be in Doncaster/Rotherham and would really like to cut back on my car usage.

Thanks,

Jess x

Impet_Limpet

If you are studying full time then yes you can apply for a 16-25 railcard but you will need to apply in person at the station and have someone at your uni sign and stamp the form and photographs to confirm that you are indeed a full time student.

It costs £26 for the year but the minimum fare before you can have any discounts is £12 before 10am Mon - Fridays (except in July and August) so if you make many journeys before 10am check that you will actually save any money.

Humphrey10

I'm just finishing a course at Sheffield Hallam. I can't say I'd recommend it, but maybe all ex-polys are of the same quality, and the staff there were all great at least. It's in a great location though, very near the station and city center, but I guess you already know that!
Good luck with the nursing diploma, my cousin has just finished a nursing degree (I think she stayed on for 6 months after the diploma to convert it or something?), and it was really hard work!

jessbrown100

Thanks for that Martine, looking at it I'm not sure it would make much difference, I'll have to look more carefully when I get my course timetable.

Jess x

swstudent

jessbrown100 wrote: »

Thank you swstudent.

OK, I've got another question.. As I'm a (ahem) Mature Student can I still get a student railcard, or is there any other discounted travel scheme that I could look into. I'm going to be studying at Sheffield Hallam and I live in Doncaster. Hopefully my placements will be in Doncaster/Rotherham and would really like to cut back on my car usage.

Thanks,

Jess x

Yep you can still get a rail card. A friend of mine is 26 and didn't think he could get a rail card from Natwest but he did! So you may want to check them out.

Disney_Pluto

Hi,

Im a student nurse living with my boyfriend. He earns a little under what your husband does. No you cant apply for a student loan and with the bursery non means tested you generally get about £550 per month. My university UEA discourage people from working as doing uni work and then shifts on top of they say working may impact on your work. However I work for the nurse bank, but generally during holidays.

Im in my third year and we have managed fairly nicely. I never go in my overdraft and although I dont have a child I find we are able to even save for a mortgage with what im given.

What I will say and its not to put you off but the course its very hard and takes up a lot of time, but is very much worth it.

Hope some of this helps. Good luck with the course.

em2656

Hi Jess

My name's Emma and we're gonna be class mates as I too start at SHU in January.
I currently work at the northern as a support worker and also for Bank. We have lots of student nurses on the ward who also work bank shifts so I wouldn't worry. I think the uni frown on you working in what they consider to be their time, when you should be doing your course work etc, but holidays, weekends etc. is fine with them. The key is to not tell everyone how much you're working then you wont get in trouble and lets face it with a mortgage and kids to support not working isn't an option.
See you in Jan!:j

Emma xxx