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Wannabedebtfree's GUNNAGETDEBTFREE!!
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Well, what can I say?!?!?
Lost 3 pounds this week, not entirely sure how, but I'll just accept it, best thing is my body fat % is down loads, I need to find the booklet to see what is the healthy range.......I'm a long way off yet, but I need to know where I'm heading!!
B^*tard Nationwide sent me a letter saying "Sorry, we don't think you were mis-sold your PPI, it is clearly optional and you would have been sent terms and conditions booklet, see the enclosed copy of your original agreement" - well they haven't even enclosed the flipping copy, AND I know I would never have opted to have it as I was working in finance and the mortgage adviser I worked with told me not to bother, income protection was a better deal financially and covered ALL of my wages not just one payment to one card, I have NEVER opted to have PPI on any product I have had, so how can I prove this to them?? Grrrrrrrrrr............
Apart from that, its all going well..............lol...........
Think I will ring and insist I get that copy, although I'm not sure how that wll prove anything cos if its an opt-in box thats been ticked how do I prove I didn't tick it??? Think they have me over a barrel - I am gutted, thats £132 charges refund they've declined and now my PPI claim......I hate 'em..........and to think I was going back to using my current account with them to put the money for the car etc away in......they can whistle now!
Hope everyone elses DF journey is going more smoothly than mine!!!
xI believe that I have the strength to make my dreams come true:T September Challenge £5 per day - £0/£150 :T0 -
Just wanted to say thanks to you all for all the messages, they are really keeping me going!!!
xxI believe that I have the strength to make my dreams come true:T September Challenge £5 per day - £0/£150 :T0 -
Well, hope everyone is doing fine, I start to get weighed at SW again on tuesday so I am going to work extra hard for the next couple of days to make sure I get a good start!
HTGDF - I don't know how you stay so focussed, if I was having no solid food I would chew my own arm off!!!!
Well, I bought my fineliners for my courses yesterday, £7.88 for 20:eek: but I needed them, so I have to 'suck it up'!!
I'm getting very jealous of Missymoo and Septembers lists, I may have to try it myself......I will need to be uber-organised for the next 9 months as I'm not going to have time to think let alone do! So my lists will be lists for the OH and the kids to do!!!
Right, I am going upstairs armed with books and fineliners, I think a two hour stint will be good :eek: then it will be lunch so I will have a break, a bit of R&R, then another couple of hours! I need to max my weekends study wise as my weeks are full of running my kids around!!
Cheers
xI believe that I have the strength to make my dreams come true:T September Challenge £5 per day - £0/£150 :T0 -
You cant beat a good list
xProud to be dealing with my debts one step at a time.Weight Loss Progress - 0 out of 56lbsWBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbsPart of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS babyOctober NSD's 0/100 -
Well, yesterday was very productive study-wise, I have the day off today (non-pupil day!) so I am going to get a bit more done, I need to get ahead so that I can keep on track.........well thats the theory!!
My fineliners make me feel extra studious, I have beautiful mindmaps and coloured index cards..........I hope it lasts!!!
I still haven't made any lists, they will be massive so I might concentrate on one room at a time, I don't want to overwhelm them!!!
xI believe that I have the strength to make my dreams come true:T September Challenge £5 per day - £0/£150 :T0 -
Ive just made a list of lists on my diary. Oh dear!Proud to be dealing with my debts one step at a time.Weight Loss Progress - 0 out of 56lbsWBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbsPart of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS babyOctober NSD's 0/100
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How SAD
Hehe Proud to be dealing with my debts one step at a time.Weight Loss Progress - 0 out of 56lbsWBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbsPart of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS babyOctober NSD's 0/100 -
lol :rotfl:you really are
xI believe that I have the strength to make my dreams come true:T September Challenge £5 per day - £0/£150 :T0 -
now just to start on them! Proud to be dealing with my debts one step at a time.Weight Loss Progress - 0 out of 56lbsWBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbsPart of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS babyOctober NSD's 0/100
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I might sit and make a list............pmsl............I don't know where to start!!!
I know.........I'll make a list of a list of what lists I need to make (now how crazy does that make me sound.......what normal person would do that???:rotfl:.............lol @ september!!) I believe that I have the strength to make my dreams come true:T September Challenge £5 per day - £0/£150 :T0
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