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Good new re Capital One but I am not accepting!

2

Comments

  • System
    System Posts: 178,356 Community Admin
    10,000 Posts Photogenic Name Dropper
    Roger, off your debt. That's good in a way as it will stop any temptations.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • maka_2
    maka_2 Posts: 1,070 Forumite
    Go look at https://www.consumeractiongroup.co.uk - tells you everything there

    I to have had a goodwill of £100 from cap one from charges of £600.
    I am also at the same stage with lloydstsb but they have refused to refund anything.
    i have been looking through the consumeractiongroup web site for some time now and cant find out where i can enter a claim.
    can someone please piont me in the right direction as i am now ready to take them to court.
    thanks in advance
    maka
    :beer: LOVE LIFE PROCEED & PROGRESS
  • Thats great news. I really need to start writing to my creditors as i've got lots of charges to claim back. But I don't know how to start. Maybe it'd be helpful if you could post a copy of the letter you wrote so we can see a sample?

    total debt £10,000
  • Justicia
    Justicia Posts: 1,437 Forumite
    Part of the Furniture Combo Breaker
    Thats great news. I really need to start writing to my creditors as i've got lots of charges to claim back. But I don't know how to start. Maybe it'd be helpful if you could post a copy of the letter you wrote so we can see a sample?

    Visit the site that has been referenced many times in this thread. If you are going to do it at all, you need to do it properly.

    :)
    "Part P" is not, and has never been, an accredited electrical qualification. It is a Building Regulation. No one can be "Part P qualified."

    Forum posts are not legal advice; are for educational and discussion purposes only, and are not a substitute for proper consultation with a competent, qualified advisor.
  • crawley_girl
    crawley_girl Posts: 2,010 Forumite
    Part of the Furniture Combo Breaker
    Here here Justicia!

    If you do it wrong then you could balls it up!
    Ever wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.
  • Hobsch
    Hobsch Posts: 613 Forumite
    One of my creditors is Capital One. Should I contact them considering I am dealing with Payplan? Should I ask Payplan to do this for me?

    Many thanks
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • crawley_girl
    crawley_girl Posts: 2,010 Forumite
    Part of the Furniture Combo Breaker
    I'm not sure that Payplan would be able to do this for you
    Ever wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.
  • leni
    leni Posts: 942 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I got £100 in charges with HSBC last Jan, I went in and had a meeting with them to complain and they wouldn't budge! I'd been loyalcustomer for 10 years and thet refused to cancel any of the 5 £20 charges for going over my O/D limit (my limit was £50 and because of christmas my wages didn't arrive to cover my DD's) Within a month I'd changed banks and have not had any more problems!

    could I claim back this £100, eventhough I don't have an accoutn with them anymore or any statements?!

    DEBT FREE for the first time in 10 years and with savings!

    1st Baby due May 2011 :o it's a BOY:j
  • crawley_girl
    crawley_girl Posts: 2,010 Forumite
    Part of the Furniture Combo Breaker
    Yep... go look at https://www.consumeractiongroup.co.uk and look at FAQ
    Ever wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.
  • Tashja
    Tashja Posts: 1,215 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am claiming back £3.001.00-ish with Barclays and the account has been closed for a while !!

    Go for it but make sure you use the excellent advice on https://www.consumeractiongroup.co.uk.

    T xx
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