We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
House and divorce
Comments
-
galvanizersbaby wrote: »Hi cellarboy
Mrs Tine is right there is no 'you must' rules
Are you are going to continue to pay half of the mortgage indefinitely? (I assume your partner couldn't afford to take on the full payment and buy out your share?)
I think she could just about manage the full mortgage payment (£520) along with the other bills.
She would be brining in £2000 salary, £121 child benefit, she could get child tax credits plus £290 maintainance so a total of £2400 plus any tax credits. So she could manage if she made a few savings such as sky and cheaper phone etc.
If things were amicable then I'd be willing to gift her my share of the house (value circa £20-25k) though this isn't a cash payment just a transfer of deed.
All I'd want then would be a straight break knowing I'd got just the maintainence to find each month.
Does anyone know of how to get divorced on the cheap if all things are amicable ?? Surely we can try to save a small fortune by being amicable.0 -
I think she could just about manage the full mortgage payment (£520) along with the other bills.
She would be brining in £2000 salary, £121 child benefit, she could get child tax credits plus £290 maintainance so a total of £2400 plus any tax credits. So she could manage if she made a few savings such as sky and cheaper phone etc.
If things were amicable then I'd be willing to gift her my share of the house (value circa £20-25k) though this isn't a cash payment just a transfer of deed.
All I'd want then would be a straight break knowing I'd got just the maintainence to find each month.
Does anyone know of how to get divorced on the cheap if all things are amicable ?? Surely we can try to save a small fortune by being amicable.[/QUOTE]
For tha actual divorce you can get the forms required (plus statement for the children) yourself from the local court or I believe available on www.direct.gov.uk
You will still need a solicitor though for the financial side of things0 -
I think she could just about manage the full mortgage payment (£520) along with the other bills.
She would be brining in £2000 salary, £121 child benefit, she could get child tax credits plus £290 maintainance so a total of £2400 plus any tax credits. So she could manage if she made a few savings such as sky and cheaper phone etc.
If things were amicable then I'd be willing to gift her my share of the house (value circa £20-25k) though this isn't a cash payment just a transfer of deed.
All I'd want then would be a straight break knowing I'd got just the maintainence to find each month.
Does anyone know of how to get divorced on the cheap if all things are amicable ?? Surely we can try to save a small fortune by being amicable.
It's always an adjustment losing one salary but she earns more than enough to be able to manage comfortably. If she is happy with a straight break then go for it, but you will need to get a solicitor to arrange for the straight break - you can be divorced but have not legally sorted the financial side of things out you know.0 -
Another vote for getting the mortgage and house deeds in her name alone, as she earns more than enough to pay for this!
I presume you've tried marriage guidance councilling etc to sort your marriage out, and this is a last resort...?Should've = Should HAVE (not 'of')
Would've = Would HAVE (not 'of')
No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)0 -
cellarboy your situation is very similar to mine, however i am not married and only have the one child. How have your children taken it if you dont mind me asking? That is the hardest bit in my relationship situation (my son).0
-
cellarboy your situation is very similar to mine, however i am not married and only have the one child. How have your children taken it if you dont mind me asking? That is the hardest bit in my relationship situation (my son).
We haven't yet told them they are 9 and 6. They pick up on things though. The youngest is bedwetting. Thats what has shaken me into trying to sort something.
My first thoughts were I just couldn't afford to leave but if i pay maintainance and give her the house then I think ill be able to make ends meet and still live locally for the kids. At first I thought id have to keep paying the mortage for the kids but this thread has cleared up a few queries.0 -
I don't want to alarm you but this is all only if she agrees to your suggestions. Does she know this is how you feel?:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:0
-
Cellarboy. Though it was 20 years ago and I suppose things have changed since then, this is what my ex and I did too. He transferred the mortgage to me and actually I agreed to a small (even for those days) amount of child maintainence. This actually worked in my favour as the property values suddenly soared.Anyone who lives within their means suffers from a lack of imagination:beer:
Oscar Wilde0 -
My ex and I came (eventually!) to an amicable agreement and managed a fairly cheap divorce. I kept the house whilst he took the endowments which were worth around £40,000 back then. It cost under £1,000 all told in solicitor and court fees-it went back to coourt a couple of times as I didn't want to enforce very strict contact days etc as my ex's work is unpredictable-in the end we had to put a schedule down although he has never kept to it and I have never expected him to. One major issue has been that he has refused to pay any maintencnce whatsover since the dovorce came through,which has really hurt and annoyed me. He is now giving out oldest child money to help her through Uni but for 13 years he paid not a penny and the csa gave up as he is self employed and kept moving around so they couldn't enforce. I have had to swallow this so that the kids weren't embroiled in further rows and we have managed to stay amicable,but unfortuntely no matter how you and your wife feel now things may change once solicitors get involved unless you are v v careful! I really hope you can stay amicable for all your sakes-but I absolutely agree that the man who leaves should be able to live a life too nd have the funds to do so.Tomorrow is always fresh, with no mistakes in it!0
-
[QUOTE=
Does anyone know of how to get divorced on the cheap if all things are amicable ?? Surely we can try to save a small fortune by being amicable.[/QUOTE]
If you can do things amicably you don't need solicitors.
However as you have children you will need to convince the court they are well taken care of. Also that the agreement you and your wife make is fair to both of you.
You can get the necessary forms from the court and the court office [people are very helpful on matters of procedure. If you feel you need help then the next cheapest option is an on line divorce firm.
It would also be useful if you went to mediation which is not about persuading you to give it another go, but about fairly and amicably agreeing about the children and finances. it is not free, but cheaper than solicitors taking an adversarial stance. If you engaged a solicitor they may suggest you go to mediation anyway.
So far i don't think you have mentioned your wife's views on the matter, or maybe I missed it.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards