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Whiplash Claim - 'Accident Advice Helpline'??

2

Comments

  • geri1965 wrote: »
    It might be worth approaching some other solicitors directly, as some of them will pay you money to take your case on (it saves them paying the referral fee to AAH or whoever else instructs them.

    I don't think thats allowable under the solicitors rules.
  • emmell
    emmell Posts: 1,228 Forumite
    hundredk wrote: »
    I read emmell's post as tho her mum wasn't a named driver on the policy in which case this is true.

    If she was a named driver then there is a conflict of interest because she would no longer be a third party:)

    My mum (god rest her soul) had never driven a car in her life, so wasn't a named driver on the policy. But if it wasn't for the insurance company informing me I would not have realised she could claim. They were really helpful from the day of the accident right through the claim. It was Churchill by the way, and no I'm not advertising them because I don't use them they're not competitive enough, but then again maybe that's why they are not the cheapest.
    ML.
    He who has four and spends five, needs neither purse nor pocket
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I’m glad you are content with the service you received from Churchill but how do you know that the damages your late mother received were fair without the benefit of independent advice?
  • asbokid
    asbokid Posts: 2,008 Forumite
    in the current economic climate, dodgy PI claims will become far more common..

    the OP and his mother are obviously salt-of-the-earth, but what is to stop a hubby and his missus contriving an accident and claiming on the same grounds??

    in fact, if you staged the crash very well, you could dispose of the wife altogether, collect the insurance winnings on her, and emigrate with your bit of fluff to the bahamas.

    why ever didn't i think of that before now?

    left hand drive corvette.. her indoors in the passenger seat, moaning as usual.. Over-take at a "bad" moment, just as the artic approaches, its air horns blasting... ouch!

    there's the makings of one of roald dahl's "tales of the unexpected" in there somewhere!!
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    asbokid wrote: »
    in the current economic climate, dodgy PI claims will become far more common..

    the OP and his mother are obviously salt-of-the-earth, but what is to stop a hubby and his missus contriving an accident and claiming on the same grounds??

    in fact, if you staged the crash very well, you could dispose of the wife altogether, collect the insurance winnings on her, and emigrate with your bit of fluff to the bahamas.

    why ever didn't i think of that before now?

    left hand drive corvette.. her indoors in the passenger seat, moaning as usual.. Over-take at a "bad" moment, just as the artic approaches, its air horns blasting... ouch!

    there's the makings of one of roald dahl's "tales of the unexpected" in there somewhere!!

    You do realise that GCHQ will have logged your IP address and will be keeping a very close eye on your OH
  • emmell
    emmell Posts: 1,228 Forumite
    vaio wrote: »
    I’m glad you are content with the service you received from Churchill but how do you know that the damages your late mother received were fair without the benefit of independent advice?
    They were fair to my mum as she wasn't expecting anything and she had no hassle apart from a very painful examination by an insurer appointed consultant.
    Churchill explained to me that there are payout scales they work on for different injuries
    my mum had specific injuries but as she was retired no loss of earnings, she was hospitalised, so no travelling to and from doctors.
    I must admit never once did Churchill say we hadn't to take independent advice, but we had to take my dad's feelings into consideration and not make too much of a big deal out of it.
    ML.
    He who has four and spends five, needs neither purse nor pocket
  • mealone
    mealone Posts: 527 Forumite
    500 Posts
    I claimed on my husbands insurance when he crashed our car, then I divorced him for nearly killing me.
  • tandraig
    tandraig Posts: 2,260 Forumite
    sounds to me like churchills are treating you fairly...wouldnt bother shopping around for ambulance chasers....btw used to work for one as claim adviser and it was a very dodgy company - only with them six months but what an education. stick with insurers - at least you know they will work within the law!
  • sarahg1969
    sarahg1969 Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'd never go to an accident management company. There's no need for them. They get money for nothing. You may as well go direct to a local solicitor who deals with PI claims. Or ask your insurers to refer you to one.
  • geri1965_2
    geri1965_2 Posts: 8,736 Forumite
    asbokid wrote: »
    in the current economic climate, dodgy PI claims will become far more common..

    the OP and his mother are obviously salt-of-the-earth, but what is to stop a hubby and his missus contriving an accident and claiming on the same grounds??

    Well, nothing apart from the fact that they might get found out.

    I had one claim from a bloke with four kids in his car - he claimed that the kids distracted him, and he collided with a telegraph pole. Lo and behold, four injury claims on behalf of the children. :rolleyes:
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