Car insurance help !!

Gerrard_8_lfc

Just bought a VW Golf GT TDI 130. I am 19 years old and insurance premiums are unfair I have tried a number of companys e.g. LV, Coop and swift

for this car they are either declining to offer a quote or it is very high to say the least does anyone know any companys or even how I could reduce this im kind of heartbroken now but I will need to cancel the car if I cant get insured and lose my deposit ( I should have checked it before I bought the car)

Please help lol

goldspanners

when i was your age i priced up insuring even a 1.2 polo,and compared to other cars around similar size the vw was always more expensive.
to insure a 19 year old on a 130bhp golf will cost an arm and a leg if they will even entertain you as you are finding out.
try companies like adrian flux, maybe invest in one copy of max power and ring around all the insurance brokers in the back of that magazine,they will be designed to insure young guys with relatively fast cars.

you are right you should always check your insurance before buying a car when young with no or low no claims. use some of the comparison sites to get a rough idea.

but i doubt you will find insurance for your golf for under £2000. you see folk on here paying around £1200 for small engined cars.

Chippy_Minton_2

Gerrard_8_lfc wrote: »

Just bought a VW Golf GT TDI 130. I am 19 years old and insurance premiums are unfair

( I should have checked it before I bought the car)

It would have been the sensible thing to do.

rev_henry

You won't find reasonable insurance in that car at your age. End of story. Best cutting your losses and buying youself something with lower performance. If you really want a golf then look at the 1.4 or 1.6 petrol.

eilidh_s

Try getting some quotes with your parents on your policy. I'm 26 and I still put both my parents down as named drivers, it knocks hundreds of my insurance.

Gerrard_8_lfc

Cut my losses today lost £100 what a car but lol. when I called I found it was the 150 bhp not 130. total dream at my age

thank you everyone for your info

Ps the quote was £3000 with my dad as the main driver lol £4200 for just me fully comp £500 excess

goldspanners

Gerrard_8_lfc wrote: »

Cut my losses today lost £100 what a car but lol. when I called I found it was the 150 bhp not 130. total dream at my age

thank you everyone for your info

Ps the quote was £3000 with my dad as the main driver lol £4200 for just me fully comp £500 excess

Buy and run a fiesta for a year as you as main driver,build a no claims and then in a year or so buy the golf of your dreams.

just dont crash the fiesta!

Gerrard_8_lfc

goldspanners wrote: »

Buy and run a fiesta for a year as you as main driver,build a no claims and then in a year or so buy the golf of your dreams.

just dont crash the fiesta!

Im running a Seat Ibiza the now 1997 2 years no claims :eek:

The golf was a eye opener compared to my " Tub" but I have learned a big lesson and my tub has only done 68000 so long may its loyalty last

goldspanners

Gerrard_8_lfc wrote: »

Im running a Seat Ibiza the now 1997 2 years no claims :eek:

The golf was a eye opener compared to my " Tub" but I have learned a big lesson and my tub has only done 68000 so long may its loyalty last

that is a bit heavy after 2 years.

have you tried what 3 years no claims would get you?

have aplay around on comparison sites. ( dont keep using one insureres website as a ccording to martin it can create high prices if you try too many times.)

Gerrard_8_lfc

The VW 2002 GT TDI 150 is incredible price until im 25 according to all sites the closest I got it "decent" Quote was Asda 3rd party fire theft with £100 excess

£1484 a year ....

I was in tears today because £4700 for this gold with all the specs was a bargain plus it had only done 65000

LandyAndy

Get a cheapy cheapy car now for insurance in your own name and build up even more NCB. I was insured in my own name from 17 (albeit 35 years ago) and when I was 23 I had no difficulty insuring a Rover SD1 3.5 and a TR7 at a reasonable cost.