BBC article on unlawful bank charges

foley_n

Hi everyone, I'm just after a bit of advice.....

I have a credit card up to it's limit of £5,000 with a minimum monthly pymt of @ £130pm, intrst at £95.00pm, so there isn't much chance of reducing the balance in the near future.
I have a £3,000 overdraft which I'm trying to pay off each month as well.
I have a personal loan which has another 3 years to run, obviously when this is paid off I will use the extra money to clear off the card & the overdraft but I'm after a quick fix.
I tried to get a bigger loan but was refused and was then turned down for another couple of loans.
This has then gone against me when I have tried to get a bal transfer.

Any solutions?????

earwig

so how do you do it then can someone give me a step by step guide on what to do say send to ect as i havent a clue

homer_j_3

join. https://www.consumeractiongroup.com and look at the FAQ's - its all in there

FrugalJo

earwig
Have a look here
http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?f=3
Jo

FrugalJo

lol homer_j you fast:)
there's some more here:
http://www.bankcharges.info
Jo

earwig

thanks i will have a look

scottishspendaholic

Hello everyone,

Just spotted this on msn - might be of interest to some:-

Bank Complaints soar by 50%

http://money.uk.msn.com/Banking/Current_Accounts/Decision_centre/Better_Banking/article.aspx?cp-documentid=463133

scottishspendaholic x

halloweenqueen_2

May sound like a stupid question but are unauthorised overdraft ones included - I forgot barclays chnaged their limit from £25 to 35 and went £6 overdrawn when a payment in was late. I got charged £30.

halloweenqueen_2

to £5 not 35!!!!!!!!!

amosworks

scottishspendaholic: Admit it, all those complaints were just you