Just been on a minibreak and over spent feel so ashamed.



  • hehe yeh she did actually and was exceptionally accurate, stuff she couldn't have known, so yeh hopefully all good! Had a call from Payplan today to say IVA proposals are on way to me and I am totally skint now this month, but I have full cupboards, a full freezer, plenty of cat food and cat litter and all seems quiet at home so all good! Life seems positive for once, and that incidently was one of the palm readers predictions, all bad behind me and 2010 is for me!!

    CC limits £26000

    Long term CC debt £0

    Total low rate loan debt £3000

    Almost debt free feeling, priceless.

    Ex money nightmare, learnt from my mistakes and never going back there again, in control of my finances for the first time in my adult life and it feels amazing. 
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