Just been on a minibreak and over spent feel so ashamed.
Hi. I write this on the train coming home from a couple of days away in Blackpool. It is the closest I will get to a holiday this year and went with 2 friends and we had an amazing time despite the cr*p weather! I saved up and set me a budget of £150 for the whole trip, really worked hard to get the best deal on the train and hotel and that came in at £63, but I have overspent by about £40 and I feel so stupid. I spent £20 on a palm reading! Part of me says " it was your sort of holiday for 2009 so just remember you enjoyed it" whereas another part says "that £40 was your travel money for the month you idiot". IVA is pending to start and I really feel so un-moneysaving at the moment. Sorry this post has no purpose other than for me to sort of vent
CC limits £26000
Long term CC debt £0
Total low rate loan debt £3000
Almost debt free feeling, priceless.
Ex money nightmare, learnt from my mistakes and never going back there again, in control of my finances for the first time in my adult life and it feels amazing.
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