Quinn Direct - any good?

Walter_J

My 17 year-old daughter has just got her provisional licence through, and I've been looking for a good deal to put her as a named driver on my wife's R-reg Fiesta.

Quotes have ranged from £752 to over 2 grand - with the exception of Quinn Direct via Confused.com who have quoted £388.50.

It seems too good to be true...


...Is it?

iamana1ias

Just do a search on here about Quinn. No-one has a good word to say about them. The quote will shoot up when your daughter passes her test so could cost you a lot more overall for lousy cover

dacouch

Quinn are not a good Insurance company at all.

If your daughter has a provisional licence Quinn will quote a low price, when she rings up to advise them she has passed her test they will ask for a massive additional premium. If you really want to go with Quinn have a look at what their price is with a full licence and the difference between that and what they quote for a provisional licence will be Roughly the extra they will ask for.

Walter_J

Thanks for the replies. Since my OP I've had a search around the forum and it seems to be a regular complaint that Quinn offer very low rates for learners but then bump the premium up as soon as the test is passed.

So assuming that my daughter will be a learner for 9-12 months what is the problem with taking advantage of the low learner rate and then looking round for a better deal when she gets her full licence?

After all, the car she will be driving is worth maybe £750 so I have no interest in anything other than bare minimum legal 3rd party cover. If Quinn play silly beggers settling a claim it really isn't my problem.

I'm very tempted to take a punt. There doesn't seem anything to lose. Is there a flaw in my logic?

MrsE_2

Walter_J wrote: »

So assuming that my daughter will be a learner for 9-12 months what is the problem with taking advantage of the low learner rate and then looking round for a better deal when she gets her full licence?

Exactly;)

You are only buying it for a year, not committing her with them for life.

My Nephew used them (as a learner), I've used them (with a license).

dacouch

By all means do that but they do have a very bad reputation for claims and poor cover which is well deserved.

Walter_J

dacouch wrote: »

By all means do that but they do have a very bad reputation for claims and poor cover which is well deserved.

But that's the point. I don't care how good they are at settling claims as I will only be taking third party cover. The only thing that matters to me is that the legal requirements for valid insurance cover are met. This is evidentially the case as otherwise they surely wouldn't be allowed to market their services through a site such as confused.com.

They can take 10 years to settle a third party claim for all I care. It isn't my problem!

If Quinn are as bad as some people say then why don't all the other insurance companies put pressure on the likes of confused.com to drop them? After all, it is they who take the hit if Quinn refuse to pay on a legitimate claim.

dacouch

You can still have problems on third party cover.

Have a look around the internet for reviews / problems for Quinn or have a look at the MSE forums about Quinn as there are plenty

iamana1ias

Why would your daughter be a learner for 9-12 months? I passed first time after 16 lessons!

Walter_J

iamana1ias wrote: »

Why would your daughter be a learner for 9-12 months? I passed first time after 16 lessons!

:rotfl:

She's a bit dippy and very, very blonde!

verbyl.belch

I've been with Quinn Direct since passing my driving test 3 years ago. Granted I was 22 when I passed but they gave me the cheapest quote at the time (don't laugh 'cos I cried...£1000 TPFT :eek: - BUT they were the cheapest) and have continued to offer me the cheapest insurance for my car TPFT since.

I've never had any problems with them, they've always been really helpful on the phone and don't charge silly admin fees for changing details/adding partners unlike other insurance companies.

I've not had to make a claim (yet), but remember people always have more time and impetus to write a negative review rather than a positive.

@ Walter J - if Quinn are the cheapest go for it and in a years time shop around again.