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54 out of 65 said no!

54 insurance companies out of 65 said no to me having contents insurance because of bankruptcy.

Most of the companies which said 'yey' came back with a very high premium for contents insurance. The company that seemed to be fair was esure. Anyone had any dealings with them?
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Comments

  • LeeSouthEast
    LeeSouthEast Posts: 3,822 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Annoying adverts, but a good company to deal with from what I've heard from friends.
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • iquit
    iquit Posts: 1,939 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The BR persecution continues!!
    2019 MFW No. 74 £13700/£30000 (45.66%)
    12k in 2018 No. 98 £6274.19/£18000 (34.85%)

    BTL (start) £97440.00 (current) £68000.00
    Residential (start) £275000.00 (current) £268000.00
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I didn't even know there were 65 insurance companies out there. :eek:

    There was an insurance thread running some time back. You might want to update it with your findings.

    :j :j


  • Lightattheend
    Lightattheend Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just out of interest was one of the companies you contacted Asda Insurance? Thats who my contents (and car) insurance is currently through, though I did take it out before I went BR.
    BR 08/06/09 ED 10/03/10
    BSC member 250
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    There is currently a thread about insurance called 'Home Contents Insurance' by PSNautical. That wasn't the thread I was talking about but it has some information. Also there is a poll by City Slicker with templates to write to MPs etc about how you can commit a criminal offence, go to prison, come out and not have to declare your crime (because you have paid the price) but once bankrupt you have to declare it for the rest of your life if you are asked. Now that isn't fair - maybe you all could have a look and give your support.

    http://forums.moneysavingexpert.com/showthread.html?t=1854585

    :j :j


  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    iquit wrote: »
    The BR persecution continues!!


    Hmm not including having to wear sackcloth & a bell around your neck....and the weekly stock's session on the town sq so passer's by can throw rotten fruit at us :rolleyes:
    We all die. The goal isn't to live forever, the goal is to create something that will
  • MicheH
    MicheH Posts: 2,631 Forumite
    Asda were one of the insurerers who said yes but their premiums came back high and that was with a voluntary excess.

    I wrote to my MP re city slickers thread. I'm waiting for her response.

    I'll have a look at the insurance thread and add what ever I can there.

    Thanks
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Thanks MicheH - 'every little helps' - oops thats Tesco not Asda.

    :j :j


  • MicheH
    MicheH Posts: 2,631 Forumite
    Thanks MicheH - 'every little helps' - oops thats Tesco not Asda.

    :rotfl:

    Tesco would give us ins but they wanted 3 times more than esure. They were the most expensive of the 11 'yeyers'
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I need to get buildings and contents insurance - I let mine lapse nearly 2 years ago!
    Who are you going with?

    :j :j


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