Weekly Flylady Thread 31st August 2009

wilf55

pooh

is there nothing you can reclaim.....bank charges mortgage exit fees etc etc

i am sure you will have looked into all this

are you sure you are claiming all you are entitled to tax credits etc housing ben other benefits

i dont know your situation..just stating the obvious ...

doing the same for dd1

BlimusOreilly

Mudbath wrote: »

Poohbear -I know what you mean about saving money. Sadly our last saving is because we're no longer paying the cat insurance. We've saved so much with the DD's because before we used to be so bad with money. I can't believe we used to pay nearly £100 a month on family gym membership that we hardly used. We never shopped around for insurance etc....scary isn't it.

We used to be the same before the great LBM! These companies rely on people not bothering to shop around for cheaper insurance. They must hate M.S.E for turning us all into shop-arounders!! :rotfl::rotfl:
Well done for such a massive reduction in your direct debits :T

Marvellous Monday ~ Living room, Hall and Stairs - DONE!!
Extras
Wash any windows that have been neglected

Twinkly Tuesday ~ Kitchen of Grot and Diming Room of Gloom
Level One
Find and wipe the worksurfaces
Level Three
Clean the oven and hob
Extras
Wash/clean any pets and their bedding
Dust and Deweb

Wiggly Wednesday ~ Bedroom and Landing
Level One
Level Two
Sort a box of junk/cupboard/drawer
Dust and deweb
Extras
wipe paintwork

poohbear59

Mudbath wrote: »

Poohbear -I know what you mean about saving money. Sadly our last saving is because we're no longer paying the cat insurance. We've saved so much with the DD's because before we used to be so bad with money. I can't believe we used to pay nearly £100 a month on family gym membership that we hardly used. We never shopped around for insurance etc....scary isn't it.

I am tempted to cancel home insurance, but that might be tempting fate! I am still listing books and anything else that sits still. DSs are convinced I am going to sell them too. But who would want a 19, 20 and 22 year old!
Bedroom finished Toots! DS2 did most of it!

juliejim

Mudbath wrote: »

JJ - I hope it helps...are yours back at school yet?

Kids go back next Wed - I go back next Mon.

I've got to take the kids swimming in just over an hour so I'd better put the bedroom back in some sort of order as by the time we get back it's nearly the kids' bedtime.

OrkneyStar

poohbear59 wrote: »

I am tempted to cancel home insurance, but that might be tempting fate! I am still listing books and anything else that sits still. DSs are convinced I am going to sell them too. But who would want a 19, 20 and 22 year old!
Bedroom finished Toots! DS2 did most of it!

poohbear, please try to avoid canceling your home insurance....I'd keep it is a priority along with any other essential bills (mortgage/rent), council tax, food, gas/leccie etc.
Do your DS's contribute to the household pot ? Can you get them to contribute any more ? Hugs and good luck with the listings........ok someone please KICK ME UP THE BUM AS SHOPPING STILL NOT AWAY!!!!

greenbee

poohbear59 wrote: »

I am tempted to cancel home insurance, but that might be tempting fate! I am still listing books and anything else that sits still. DSs are convinced I am going to sell them too. But who would want a 19, 20 and 22 year old!
Bedroom finished Toots! DS2 did most of it!

Don't even THINK about cancelling your insurance. It's too risky. Personally I'd cancel the phone first. You could sell the TV, cancel the TV licence and cut down on electricity consumption at the same time...

But do point out to your DSs that they need to pay their way, so either they help you with finding things to sell, they work for you so you have more time, or they work out how to contribute. Do you have a LETS scheme locally? You might be able to trade their labour for something useful - seeds etc. for winter planting of veggies or similar. Or homegrown produce...

I really MUST go and have a shower or I'll be late for my own leaving drink (not for the first time )

toochoosey

Hello all, hope you are all well and Hugs for any poorliies. I have been AWOL for a couple of weeks so just popping in to say a quick Hi, I will be popping in and out this week as I will need to follow my own list for a while to get this house back into order Have scrubbed the bathroom today, so it's a start!!!!!
Am taking DD swimming in a mo then I need to write names onto uniforms and iron polo shirts( I know it's naughty leaving it to the last minute but we only came back yesterday).
Will try and pop on a bit later on and try and catch up with you all.
Hugs all round, see you later xx

poohbear59

greenbee wrote: »

Don't even THINK about cancelling your insurance. It's too risky. Personally I'd cancel the phone first. You could sell the TV, cancel the TV licence and cut down on electricity consumption at the same time...

But do point out to your DSs that they need to pay their way, so either they help you with finding things to sell, they work for you so you have more time, or they work out how to contribute. Do you have a LETS scheme locally? You might be able to trade their labour for something useful - seeds etc. for winter planting of veggies or similar. Or homegrown produce...

And thanks Greenbee, OOps I meant Orkneystar. Okay I will not cancel home insurance. I still have life insurance too. My neighbour has offered lots of veggies out of her garden. I will send one of DSs around for some.
DS1 and DS3 will be gone in a few days as they are off to college/uni and have no money to help us out and DS2 pays us £100 a month to live here. He is being very helpful with jobs around the house.

Flying wise... Kitchen is almost finished and I now have 106 books listed on Amazon. They are all mine and I might miss some but I can always get them out of the library. We have hundreds of books here so I can keep decluttering.

Dustykitten

Pooh big hugs sweetie

DS2 room finished and the upstairs hoovering.

Sent email to cancel DD for swimming

Off to Mr T now.

Greenbee - enjoy your leaving party

hex2

hex2 wrote: »

Just off to find my list...

Twinkly Tuesday ~ Kitchen of Grot and Diming Room of Gloom

Done :D:D

Star please Toots/Soappie

Wiggly Wednesday ~ Bedroom and Landing
Level One

Declutter the floor and vacuum it! See if you can find a bit of floor you've not seen in a while!
Level Two
binbag dance
Sort a box of junk/cupboard/drawer
Dust and deweb
Level Three
Wash any curtains/nets/pillows etc that are in need
Tidy up the shoes and clothes that are scattered about
Tidy the linen cupboard


Extras

2. wash windows
3. wipe paintwork

Just stopped. S&Sd the kitchen, put the boys bedding in the WM, HHI, and sorted all the boys bits for tomorrow.