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  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hmmmm, after 3 Very Spend Days in a row :( I have finally managed Day 3 yay :)
  • Now on 3 NSDs... CP x
    Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.-- Mark Twain
  • 1HANNAH
    1HANNAH Posts: 855 Forumite
    :jnsd for me today up to 5/12 very happy!
    Following :money: to keep us debt free :j
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    This Challenge sounds simple enough doesn't it, but when it comes to making it work--a whole different story! I have found it is a massive help to highlight where the money goes, particularly if like me, you deal mostly in cash. How many times have you drawn £50 from the hole-in-the-wall on a Tuesday lunch-time to still end up with empty pockets by Friday morning & absolutely nothing to show for it :confused: It's the odd snack here & stamp for Great Aunt Ethel's birthday card there that fails to register as money being SPENT :o
    The grey areas are those like p&p SIZE=1]or vet's bills hopefully covered by insurance for me :([/SIZE that are harder to identify I suppose, but if you're not actually out-of-pocket then I'm inclined to count them as a non-spend spend :D Same with things like emergency dental work or prescription charges..you can't plan everything & providing that's all I'm paying out for, then again--I personally--would count it as an NSD.
    Let's remember too folks, that this thread is ultimately just for FUN. There is no-one here to point an accusing finger or lay blame, so please just relax & enjoy looking at new ways to save some dosh. As Daffy has said with the petrol, there's things I've discovered about my spending habits that have made me think again about where &--more importantly--when I spend, so hopefully you will too. I used to think about filling up while doing the food shop but if the queues were too long I'd leave it, only to ruin a perfectly good NSD by having to get some the next day :doh:Well--gotta get some choowie too aint'cha :whistle:
    Like I said--your rules, your conscience...Whatever you decide to in/exclude, it has to work for YOU so the Very Best of Luck in completing your mission! PipPipChaps!
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • Thanks to BigMummaF for the advice - given that I will exclude the already paid ebay postage and count yesterday as my first NSD - wooh!:j
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    nsd no 6 for me :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Daffykjs
    Daffykjs Posts: 413 Forumite
    Yay!! finally got my second!

    And also the catching up for last week may be better than expected this week. As my dance classes won't start until the 24th so therefore thurs (this week and next) can be nsd's (fingers crossed) too!
    DMP Mutual Support Thread Member No 261
    Debt at start of DMP (Jan 2009) = 46,147.86 Now = 36,826.98
    DFD = [STRIKE]Jan 2014[/STRIKE] May 2013 ([strike]60[/strike] [STRIKE]52[/STRIKE] 41 payments to go)
    NSD:Nov 12/12:jDec 9/10 Jan 5/10
    Slowly but surely
    :coffee:
  • 1HANNAH
    1HANNAH Posts: 855 Forumite
    nsd 6/12 for me today, not going out again until I go to exercise class tonight but I never take cash with me there so can declare now :j
    Following :money: to keep us debt free :j
  • I have another 4 to add.:j:j:j:j
    That makes 6 now.
    Have been out all weekend, but not spending a single penny! At work yesterday and today.

    6 down, 9 to go.

    Sid
    Still too much debt :(
  • I have had my first NSD.. Normally buy a couple of mags on Tuesday - am addicted to Grazia and Now but I haven't even been tempted.. Having said that I have spent most of the day asleep Lol!! :j

    Hopefully, No. 2 tomorrow..

    brokemedic

    I have subscribed to several threads. Is there something that I can click on that will display all these threads in one place? ;)

    Cheers.
    One debt in 100 days £384/1264(£865 left)
    Pay all your debt off by xmas 2014 £276/18864
    NSD 4 and 4 in a row
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