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Bank Holiday W/end 29th/30th/31st August - What small DFW things have you done today?
pixiechick99
Posts: 3,731 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important

Good morning - I only popped on here to have a quick read...I'm not long up;) But, couldn't see the thread....9.30?! Where are you all!??:D
So, thought I'd start you off - been a few weeks since I've done this:rotfl:
Quiet day for me today - need to nip out for petrol and a few bits of shopping later, but not much.
Having lovely summer holidays - back to work on tuesday though...booo.
Here's my list for the day:
Have a lovely start to the bank holiday weekend:j
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Good morning - I only popped on here to have a quick read...I'm not long up;) But, couldn't see the thread....9.30?! Where are you all!??:D
So, thought I'd start you off - been a few weeks since I've done this:rotfl:
Quiet day for me today - need to nip out for petrol and a few bits of shopping later, but not much.
Having lovely summer holidays - back to work on tuesday though...booo.
Here's my list for the day:
- check abnking - ok
- daily scratches - 10p and 25p
- Tesco with my list (very small)
- washing on quickwash then on the line
- Meal from store food - chicken curry
- wrap and post (maybe) ebay parcels
- Contemplate getting my stuff ready for back to work....:rolleyes:
- Take some stuff to the tip as we go past to gt to Tesco anyway
Have a lovely start to the bank holiday weekend:j
I really need to sort out a new signature!
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Comments
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Morning Milly,
Thanks for starting the thread
Was awake 1 - 4 this morning and thought that if I set up the thread that it would dissapear!
Anyhow, my list for this weekend is.......
- daily scratch
- checked online banking although there wont be any change
- make a sealed pot using up letters that should be shreaded and leftover wallpaper paste
- go blackberrying before the fruit goes to waste
- top up my phone in Boots to get bonus ad card points
- wash clothes on 30 degrees
- hang washing outside
- win the lottery tonight
- chat to friends on FB and email rather than text
Surely there must be something else but I can't think of it
Anyhow.....hugs to you all
Candy xxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Bank holiday weekend pah. (Dh is working all weekend) He works 4 on and 4 off and yep you guessed it.
Still no excuse for me not to get stuff done
So My plan is
Check online banking (Done money moved but not shown up in Halifax yet Hmph
Rhubarb jam/jelly found recipe
Go and bank clients cheque, Business is solvent again:jDone
Washing on line
Hoovering. no I still haven't done it I will be knee deep in dog fluff and crud soon:o
Turn up dd's trousers, no still haven't done them either:o:o
Print out Business statements before they disappear off online banking system (Saved them to computer instead, must do new back up)
Clean conservatory, now it is tidy I have no excuse
Ring my mum (Done)
Walk my dog
Wake my son up:rotfl: (he woke up on his own :eek:)
Clean kitchen cupboards
Watch ebay items that are finishing today (have some more watchers:j)
List some more items and list ds's items
Not go anywhere so I dont need to spend any money
ns or ls weekend
Shopping list for month
Type Plan for Rainbows until Christmas, check we have items we need. Sort Rainbow accounts need finishing for submission
Sweep drive and pick little weeds out of gravel in front garden
Tidy shoe cupboard
Well I think that will keep me going for a while. So I am off to make coffee and think about it.:rotfl:
Have a fun weekend everyone:DMy finances are work in progress.Normal veiwing will resume shortly0 -
Morning All
Milly - given it's bank holiday (:j:j:j) shall we make this thread a three-dayer?
It's lovely here this morning.
My list today:- [STRIKE]scratchies [/STRIKE]- 10p and £1 (then played the £1 on blackjack and made £5!:j)
- Re-send my gas and electric readings
- Send some more information for my switchover
- Go to town with OH to ogle iPhones! I am trying to convince him to buy it via a cashback site where he can get £60 back.
- Book a table for dinner tomorrow for OH's birthday
- Work on job application for great job
- Do some work for work
- check bank accounts and take necessary actions for September
- update budget book
- Clean bathroom
- Tidy living room
- Do some shredding
urg x x0 -
- make a sealed pot using up letters that should be shreaded and leftover wallpaper paste
That's brilliant! :T@ LBM = £15,872.65, now £10,819.82AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7"NEVER DOUBT YOUR OWN QUALITY"0 -
Morning Everyone
My list for today is:- Check online banking done
- Sort out ebay orders ready to post on Monday
- Catch up with emails done
- Tidy spare room - making it into a study
- Update budgets and spending dairy done
- Update sig done
- Daily scratchies done 10p
- Sort through all the paperwork that is in spare room – file required items and shred non required items
- Wash the kitchen floor
- Tidy office and desk
- Complete the mystery shopping assignment done
- Pay bills that need to be paid done
- Catch up with the washing – hang out online if it stays dry
- Look for new work contracts done
- Update 101 blog
- Complete writing work that needs done today
- Dust and tidy downstairs
- Hoover downstairs
- Empty office bin
I am aiming to be debt free by the time I am 30 (May 2010)0 -
This Bank Holiday I will/have
- check all accounts online
- work out a September budget
- tidy my flat
- go to the gym
- research cheap hotels & offers for a forthcoming trip for a friends' wedding
- do mountains of washing
- file papers that need to be kept & bin/destroy the rest
- have a pampering evening (or maybe 3!) to keep me AF
- update daily spend diary & total up for August
@ LBM = £15,872.65, now £10,819.82AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7"NEVER DOUBT YOUR OWN QUALITY"0 -
Hi,
I seem to be a bit thick today - Honey, what are AF day's?
Candy xxxDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000 -
Hello,
Snap Candy - also baffled with AF
Do all 4 year olds think that the world revolves around them or is it just mine. She had stolen my chocolates and shared them with the dogs :eek:. Lucky no other harm to the dogs except rather unpleasant wind. I am so cross and trying to come up with suitable punishmet. The best I have come up so far is withdraw all ice creams and sweeties for the rest of the weekend.
Other problem I have is DD's dad. He wants to see her every third Saturday from 13.00 to 19.30 and me to drive to services an hour drive away to drop her off and pick her up (her bed time is 7pm). I am not happy with this so wondering what kind of arrangements other people have?
Anyway today:
- Normal scratchies etc
- Meals from what is in except might slip for lunch as going to take DD to the park and then buy something from the coffee kiosk (we are on holiday still
)
- No need to check bank as did it yesterday and pretty much emptied my account (have now paid August rent and something towards nursery bill)
- Miss BF as he is working and I don't know when I will see him next time"Everything will be alright in the end. If it's not alright, it's not the end."
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Today I have/will
1. Checked online banking:eek:
2. Set budget for next week (it's going to be a tight one):eek:
3. Play free scratchcard
4. Paid Tesco cc online
5. Store cupboard meals
6. OU TMA3 (Finance)
7. Walked dog locally
8. Stay positive:ATesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Hi,
I seem to be a bit thick today - Honey, what are AF day's?
Candy xxx
AF = alcohol free
And you're not at all thick, it's only relevant if you're trying to give it up or cut down
@ LBM = £15,872.65, now £10,819.82AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7"NEVER DOUBT YOUR OWN QUALITY"0
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