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Bank Holiday W/end 29th/30th/31st August - What small DFW things have you done today?

pixiechick99
pixiechick99 Posts: 3,731 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 29 August 2009 at 2:50PM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D:p

Good morning - I only popped on here to have a quick read...I'm not long up;) But, couldn't see the thread....9.30?! Where are you all!??:D
So, thought I'd start you off - been a few weeks since I've done this:rotfl:
Quiet day for me today - need to nip out for petrol and a few bits of shopping later, but not much.
Having lovely summer holidays - back to work on tuesday though...booo.





Here's my list for the day:
  • check abnking - ok
  • daily scratches - 10p and 25p
  • Tesco with my list (very small)
  • washing on quickwash then on the line
  • Meal from store food - chicken curry
  • wrap and post (maybe) ebay parcels
  • Contemplate getting my stuff ready for back to work....:rolleyes:
  • Take some stuff to the tip as we go past to gt to Tesco anyway
Ok, that's my lot:p
Have a lovely start to the bank holiday weekend:j
I really need to sort out a new signature!
«134

Comments

  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    edited 29 August 2009 at 8:48AM
    Morning Milly,

    Thanks for starting the thread

    Was awake 1 - 4 this morning and thought that if I set up the thread that it would dissapear!

    Anyhow, my list for this weekend is.......
    - daily scratch
    - checked online banking although there wont be any change
    - make a sealed pot using up letters that should be shreaded and leftover wallpaper paste
    - go blackberrying before the fruit goes to waste
    - top up my phone in Boots to get bonus ad card points
    - wash clothes on 30 degrees
    - hang washing outside
    - win the lottery tonight
    - chat to friends on FB and email rather than text

    Surely there must be something else but I can't think of it

    Anyhow.....hugs to you all
    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • savingforarainyday
    savingforarainyday Posts: 653 Forumite
    Part of the Furniture Combo Breaker
    edited 29 August 2009 at 11:08AM
    Bank holiday weekend pah. (Dh is working all weekend) He works 4 on and 4 off and yep you guessed it.

    Still no excuse for me not to get stuff done

    So My plan is
    Check online banking (Done money moved but not shown up in Halifax yet Hmph
    Rhubarb jam/jelly found recipe
    Go and bank clients cheque, Business is solvent again:jDone
    Washing on line
    Hoovering. no I still haven't done it I will be knee deep in dog fluff and crud soon:o
    Turn up dd's trousers, no still haven't done them either:o:o
    Print out Business statements before they disappear off online banking system (Saved them to computer instead, must do new back up)
    Clean conservatory, now it is tidy I have no excuse
    Ring my mum (Done)
    Walk my dog
    Wake my son up:rotfl: (he woke up on his own :eek:)
    Clean kitchen cupboards
    Watch ebay items that are finishing today (have some more watchers:j)
    List some more items and list ds's items
    Not go anywhere so I dont need to spend any money
    ns or ls weekend
    Shopping list for month
    Type Plan for Rainbows until Christmas, check we have items we need. Sort Rainbow accounts need finishing for submission
    Sweep drive and pick little weeds out of gravel in front garden
    Tidy shoe cupboard

    Well I think that will keep me going for a while. So I am off to make coffee and think about it.:rotfl:

    Have a fun weekend everyone:D
    My finances are work in progress.
    Normal veiwing will resume shortly
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning All

    Milly - given it's bank holiday (:j:j:j) shall we make this thread a three-dayer?

    It's lovely here this morning.
    My list today:
    • [STRIKE]scratchies [/STRIKE]- 10p and £1 (then played the £1 on blackjack and made £5!:j)
    • Re-send my gas and electric readings
    • Send some more information for my switchover
    • Go to town with OH to ogle iPhones! I am trying to convince him to buy it via a cashback site where he can get £60 back.
    • Book a table for dinner tomorrow for OH's birthday
    • Work on job application for great job
    • Do some work for work
    • check bank accounts and take necessary actions for September
    • update budget book
    • Clean bathroom
    • Tidy living room
    • Do some shredding
    That's all I can think of.

    urg x x
  • honeybear_2
    honeybear_2 Posts: 3,914 Forumite
    Candy0107 wrote: »
    - make a sealed pot using up letters that should be shreaded and leftover wallpaper paste


    That's brilliant! :T
    @ LBM = £15,872.65, now £10,819.82
    AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7
    "NEVER DOUBT YOUR OWN QUALITY"
  • Jag_Babe
    Jag_Babe Posts: 91 Forumite
    edited 29 August 2009 at 1:14PM
    Morning Everyone

    My list for today is:
    • Check online banking done
    • Sort out ebay orders ready to post on Monday
    • Catch up with emails done
    • Tidy spare room - making it into a study
    • Update budgets and spending dairy done
    • Update sig done
    • Daily scratchies done 10p
    • Sort through all the paperwork that is in spare room – file required items and shred non required items
    • Wash the kitchen floor
    • Tidy office and desk
    • Complete the mystery shopping assignment done
    • Pay bills that need to be paid done
    • Catch up with the washing – hang out online if it stays dry
    • Look for new work contracts done
    • Update 101 blog
    • Complete writing work that needs done today
    • Dust and tidy downstairs
    • Hoover downstairs
    • Empty office bin
    This is everything that I can think of for today. I guess I better make a start on this now.
    I am aiming to be debt free by the time I am 30 (May 2010)
  • honeybear_2
    honeybear_2 Posts: 3,914 Forumite
    edited 29 August 2009 at 10:40AM
    This Bank Holiday I will/have
    • check all accounts online
    • work out a September budget
    • tidy my flat
    • go to the gym
    • research cheap hotels & offers for a forthcoming trip for a friends' wedding
    • do mountains of washing
    • file papers that need to be kept & bin/destroy the rest
    • have a pampering evening (or maybe 3!) to keep me AF
    • update daily spend diary & total up for August
    @ LBM = £15,872.65, now £10,819.82
    AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7
    "NEVER DOUBT YOUR OWN QUALITY"
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Hi,

    I seem to be a bit thick today - Honey, what are AF day's?

    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • Marru
    Marru Posts: 4,126 Forumite
    edited 29 August 2009 at 3:40PM
    Hello,

    Snap Candy - also baffled with AF

    Do all 4 year olds think that the world revolves around them or is it just mine. She had stolen my chocolates and shared them with the dogs :eek:. Lucky no other harm to the dogs except rather unpleasant wind. I am so cross and trying to come up with suitable punishmet. The best I have come up so far is withdraw all ice creams and sweeties for the rest of the weekend.

    Other problem I have is DD's dad. He wants to see her every third Saturday from 13.00 to 19.30 and me to drive to services an hour drive away to drop her off and pick her up (her bed time is 7pm). I am not happy with this so wondering what kind of arrangements other people have?

    Anyway today:
    - Normal scratchies etc
    - Meals from what is in except might slip for lunch as going to take DD to the park and then buy something from the coffee kiosk (we are on holiday still :o)
    - No need to check bank as did it yesterday and pretty much emptied my account (have now paid August rent and something towards nursery bill)
    - Miss BF as he is working and I don't know when I will see him next time
    "Everything will be alright in the end. If it's not alright, it's not the end."

  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will

    1. Checked online banking:eek:
    2. Set budget for next week (it's going to be a tight one):eek:
    3. Play free scratchcard
    4. Paid Tesco cc online
    5. Store cupboard meals
    6. OU TMA3 (Finance)
    7. Walked dog locally
    8. Stay positive:A
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • honeybear_2
    honeybear_2 Posts: 3,914 Forumite
    Candy0107 wrote: »
    Hi,

    I seem to be a bit thick today - Honey, what are AF day's?

    Candy xxx

    AF = alcohol free

    And you're not at all thick, it's only relevant if you're trying to give it up or cut down :o
    @ LBM = £15,872.65, now £10,819.82
    AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7
    "NEVER DOUBT YOUR OWN QUALITY"
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