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The ultimate incentive proposed! Buying a house, a wedding, and staying debt free.

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Comments

  • Cinny91 wrote: »
    You're in debt?! I had this idea you were completely on top of money and just came on here to get good deals!!

    Aww, I really wanna go to Bruges now! :( That hotel is so pretty Zig!!

    Me too. I didn't realise you had any debt
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Poolie wrote: »
    Zig,

    How are you travelling over to Bruges?

    I was wondering whether I should book train tickets now from Brussels to Bruges but I read that trains go about every 30 mins anyway so you can just buy them when you get there. I thought that would be easier!
    Poolie wrote: »
    Zig

    Just had a quick look at London to Brussels on Eurostar and it is showing as
    £118 per person return.

    NB- 12:57 London - 16:03 Brussels & 15:59 Brussels - 17:03 London

    Ooh that's cheaper.. Maybe it's cuz of the times? Cuz we're travelling 08.34am London - 11.29am Brussels Midi, then 18.59 Brussels Midi - 19.56 London because we wanted as much time there as possible.
    Wow - that accommodation is gorgeous. It looks so warm and cosy. I want to go now!

    It does doesn't it! I emailed the woman and she seems lovely. Really accomodating! It's me, my OH and my sister and we want to share a room cuz it's cheaper so she said she'd put an extra bed in the rooftop room and it would cost 150 euros inc breakfast which I think is pretty good!

    I'm sat here like a kid at christmas, I really can't wait to go! :j
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • Dinah93 wrote: »
    I made extra dinner last night for left overs for lunch today, and my tummy is gurgling away. Only 5 mins till I can put it in the microwave!

    Haha, we're all like this at work, we're all starving and as soon as the clock hits 12.00 we're suddenly allowed to eat and all dive into our packed lunches! :rotfl:

    Yeah I'm thinking it must have been for a side portion, minght grab a mini sushi pack or something in town to have later on..
    Weightloss: 14.5/65lb
  • zigmeister wrote: »
    I was wondering whether I should book train tickets now from Brussels to Bruges but I read that trains go about every 30 mins anyway so you can just buy them when you get there. I thought that would be easier!



    Ooh that's cheaper.. Maybe it's cuz of the times? Cuz we're travelling 08.34am London - 11.29am Brussels Midi, then 18.59 Brussels Midi - 19.56 London because we wanted as much time there as possible.



    It does doesn't it! I emailed the woman and she seems lovely. Really accomodating! It's me, my OH and my sister and we want to share a room cuz it's cheaper so she said she'd put an extra bed in the rooftop room and it would cost 150 euros inc breakfast which I think is pretty good!

    I'm sat here like a kid at christmas, I really can't wait to go! :j

    No wonder, when you are going to such a beautiful hotel! I always try to save on travel but always pick somewhere lovely to stay. It will be so nice in December!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Poolie
    Poolie Posts: 1,882 Forumite
    She is flyign Heathrow to Sydney direct with the layover where ever the plane runs out of fuel. She is flying out on 6th and back 21st.
  • Poolie
    Poolie Posts: 1,882 Forumite
    Cinny91 wrote: »
    You're in debt?! I had this idea you were completely on top of money and just came on here to get good deals!!

    I come on for both. I have £1100 on a credit card left which was a balance transfer from a previous card. I have already paid off 2 cards this year.

    I owe OH about £1600 which was caused by moving from Glasgow to Bracknell if I could not afford the rent as I didn't have my new salary. I basically paythe bills so she can save her money for later on.

    I have 2 loans which are due to finish beginning of new year. 1 has just over £1000 and the second is £150.

    I like getting the deals and the new Quidco plan is working well and I plan to use that money against the Credit Card to get the interest at least paid each month so the normal payment is going off the capital.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Cinny91 wrote: »
    You're in debt?! I had this idea you were completely on top of money and just came on here to get good deals!!

    Got to admit I thought the same, you seem insanely clued up so I'm guessing its vanishing pretty fast?

    Zig I've got myself stuck. How to I write a forumla for cost per mile in fuel. I've worked out mpg amd mpl, and I know how much a gallon of fuel costs, so how do i do it?!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Poolie
    Poolie Posts: 1,882 Forumite
    zigmeister wrote: »
    Ooh that's cheaper.. Maybe it's cuz of the times? Cuz we're travelling 08.34am London - 11.29am Brussels Midi, then 18.59 Brussels Midi - 19.56 London because we wanted as much time there as possible.

    You will stuggle to get cheaper rail fare into London for the 08:34 as it is morning peak before 10am. If you can get a train that arrives into London just after 10am for £20 and get a cheap Eurostar your laughing.
  • Dinah93 wrote: »
    Zig I've got myself stuck. How to I write a forumla for cost per mile in fuel. I've worked out mpg amd mpl, and I know how much a gallon of fuel costs, so how do i do it?!

    Think you've got me confused with someone else Dinah! I am rubbish with complicated maths!
    Poolie wrote: »
    You will stuggle to get cheaper rail fare into London for the 08:34 as it is morning peak before 10am. If you can get a train that arrives into London just after 10am for £20 and get a cheap Eurostar your laughing.

    I may have to have a fiddle around with the times! I'm worried that I'm going to book one thing, then something else is unavailable and it all messes up!
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • Poolie
    Poolie Posts: 1,882 Forumite
    Dinah93 wrote: »
    How to I write a forumla for cost per mile in fuel. I've worked out mpg amd mpl, and I know how much a gallon of fuel costs, so how do i do it?!

    Gallons used = miles driven and divide by MPG.

    Total Cost of fuel = Gallons Used and multiple by price per gallon.
    Total Cost of fuel / Miles Driven = Cost per mile

    OR

    Cost per mile = ((Miles Driven/MPG)x Price Per Gallon)/Miles Driven
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