CIFAS, Credit report and The future

Kaybenson

Hi folks,

Last year, Barclaycard wrote a friend of mine and in the letter cancel his credit card.

He keep on paying his montly dues

He appllied for a security job recently and was turned down.He then guessed it has to do with his credit report.

He then request for credit report. He later discover that CIFAS had been registered against his name in all previous and current address.

1) What is the effect of this?

2) How could he get out of the mess?

Cheers.

never-in-doubt

Security (SIA) do not credit check you so would have no impact and that is from someone in the game with plenty of cifas registered against him (incorrectly I may add lol)....

Regards to cifas, ask what category they are; if its protective registration that is fine - it may be cat4 which means they think he's dodgy for some reason.

they drop off after 13 months of being there as well so check the dates they were added and who added them, he must have applied to the company that added them.

If not then it is fraud and so he contacts cifas.

Easy to sort and deffo no reason for refusal of SIA. If SIA refuse licence they tell you why, he will probably have a record or violence registered against him within last 3 years. Otherwise he has an un-spent conviction and in any case, he will have received a copy of his CRB check and also he can check on SIA website using name and date of birth status of application. Whatever though, it was nothing to do with his credit file as this is irrelevant unless of couse he is bankrupt.

Niteflyer

Hi, if "your friend" was refused a security job, it most definitely had NOTHING to do with CIFAS!

There are categories for CIFAS and if his prospective employer wanted to check his Credit File he would have had to give them permission! Did you, I mean he?

It i smore likely to be a mark on his CRB, now even that isn't a total decline! It all depends on what he did! If he skipped paying his £2 bus fayre, then it shouldn't affect his application but if he robbed a bank and shot 2 security guards in the head, then obviously it will not look good!

If (and they should have) the company CRB checked him, he should have received a copy! If what they have rejected him for is a CRB matter, it will be on there!

He CAN appeal this decision and a solicitor should argue that any information obtained was EITHER illeagally obtained or not relevant to the position he applied for!

BUT...this is a VERY tricky situation and he would most likely lose! Unless it was the unlawful obtaining of information.

Just a few things to think about.

Kaybenson

Cheers

1) He has his SIA but when to do an interview with a security company and i think he gave them permission to check anything( i am not sure though).

2) He was not given the job. He later tried to apply for a credit card but was declined. It was at this stage that he apply for his credit report.

3) i believe its at this point he knows a CIFAS had been placed on his name.

He just need to know what is the effect of this?

Can this be a criminal tag?

Niteflyer

dear wrote: »

I Assume I Need No Introduction"

what was that about?

never-in-doubt

Why are you copying what I write? On the last 4 posts you've came behind me copying exactly what I wrote!

You are not SIA qualified and have never applied for SIA licence so how would you know the processes? LOL

You make me laugh..... is this the copycat postings?

You have went down my post and copied each element of my response and others have noted it cos they have PM'd me to tell me! what is your game here?

Niteflyer wrote: »

Hi, if "your friend" was refused a security job, it most definitely had NOTHING to do with CIFAS!

There are categories for CIFAS and if his prospective employer wanted to check his Credit File he would have had to give them permission! Did you, I mean he?

It i smore likely to be a mark on his CRB, now even that isn't a total decline! It all depends on what he did! If he skipped paying his £2 bus fayre, then it shouldn't affect his application but if he robbed a bank and shot 2 security guards in the head, then obviously it will not look good!

If (and they should have) the company CRB checked him, he should have received a copy! If what they have rejected him for is a CRB matter, it will be on there!

He CAN appeal this decision and a solicitor should argue that any information obtained was EITHER illeagally obtained or not relevant to the position he applied for!

BUT...this is a VERY tricky situation and he would most likely lose! Unless it was the unlawful obtaining of information.

Just a few things to think about.

savagej

I am not being rude here, but I think it is a symptom of a serious mental illness. Someone is in need of help and probably medication.

never-in-doubt

1) He has his SIA but when to do an interview with a security company and i think he gave them permission to check anything( i am not sure though).

No - its is a standard 5yr vetting process which usually consists of SIA compliance and criminal records check plus all employment for last 5yrs. No reason to check credit unless he went for CIT (cash in transit) with securitas or something which as rubbish anyway! His licence will explain more - is it the blue (security) licence or orange (door supervisor)?

2) He was not given the job. He later tried to apply for a credit card but was declined. It was at this stage that he apply for his credit report.

Ok, no links to the SIA though - totally separate.

3) i believe its at this point he knows a CIFAS had been placed on his name.

Why? what category? I think your mate need to come here or you need to own up and confirm its you - if its a mate why bother> Just be up front for more advice!

He just need to know what is the effect of this?

Zero. Nothing. He must have a record as explained in my first post before it was copied almost word for word by the wannabe lawyer!

Can this be a criminal tag?

No

never-in-doubt

savagej wrote: »

I am not being rude here, but I think it is a symptom of a serious mental illness. Someone is in need of help and probably medication.

lol, what you on about mate?

savagej

It is called echolalia, or something to that effect it is a symptom of psychosis, simply repeating back what has been said to you. Especially if the person has been normal beforehand.

never-in-doubt

QUOTE=Niteflyer


There are categories for CIFAS and if his prospective employer wanted to check his Credit File he would have had to give them permission! Did you, I mean he?

They wouldn't do this - employers have no right to unless it was a C.I.T vacancy and even then it would be the client to dictate this and they would perform it, rarely do security companies perform Credit checks - not viable for them. The firm I work with has the main Halifax contract and we did not get credit checked but all Hfx staff do - know why? Cos we are external contractors working under licence. Staff are not.

It i smore likely to be a mark on his CRB, now even that isn't a total decline! It all depends on what he did! If he skipped paying his £2 bus fayre, then it shouldn't affect his application but if he robbed a bank and shot 2 security guards in the head, then obviously it will not look good!

Not at all, if it is violence related or within the last 12 months forget it - cannot be appealed. Only non violence and outwith the last 12 months can be appealed.

If (and they should have) the company CRB checked him, he should have received a copy! If what they have rejected him for is a CRB matter, it will be on there!

I think you mean at the time the CRB check in generated, the applicant actually gets a copy 7 days before the SIA approved company get theirs to allow the applicant time to read through it. It comes on paper similar to a drivers licence.

He CAN appeal this decision and a solicitor should argue that any information obtained was EITHER illeagally obtained or not relevant to the position he applied for!

No he cannot. Who told you this and deffo no need for solicitors? LOL - now you;re going way off track! If he has a caution within 12 month, violence within 3 or an unspent conviction it cannot be appealed. simple.