A Payment A Day Part 5

Thisisforthekids

Yeah , ive had then oppurtunities in the past to be at home and save and pay off debts, but we just ended up spending more!!. Ive only just got motivated and wanted to achieve what ive always wanted if that makes sense!!!

Well done seriously you should be so proud that you will soon have your own place, I hope to be there in about 4-5 years once these debts are banished.

I could go and live with my mum(she is on her own), and absolutely smash my debts and save for a house in about 1-2 years but being male and having pride and also my sanity i would rather go the long way round, and or course having my OH and 2 kids in tow is not ideal!:rotfl:.

Ill be here in 2 years with a £0 debt balance and a house deposit sig steadily increasing, I know i will.:D

joeyjimbles

Hi all
Remember me? Sorry have been awol for so long but a long list of things happened it too short a timescale and left no time for much else let alone money. However the kids go back to school on Tuesday and I start having some free time to make (fingers crossed) some money and that debt MUST go.

So please can I come back and PAD again?

Diana_Prince

Just £1for me today!!

clearing_out_my_pockets

joeyjimbles wrote: »

Hi all
Remember me? Sorry have been awol for so long but a long list of things happened it too short a timescale and left no time for much else let alone money. However the kids go back to school on Tuesday and I start having some free time to make (fingers crossed) some money and that debt MUST go.

So please can I come back and PAD again?

Of course you can come back!!!!

mswan

Hi all, such a long long day :mad:. Soon be time to go home woo hoo then it's a long weekend yay :j

Edited sig to show 2 priority debts as I will start to knock them down with my PaD efforts and I want to see them moving. I have been so encouraged by you all, Best Thread EVER :T

Thisisforthekids

I almost forgot to say, im so focused on clearing these debts Im not paying much attention to my other achievments.

I completed my NVQ 2 In Team Leading today!!:j so thats 2 NVQ's in two years, going to do a level 3 next.

Look at me all achieving and stuff, I feel quite pleased with myself, honestly I was quite negative about a lot of things before joining this thread it all seems to be clicking into place!!!:T

Hope you are all having a good day?!! if not why not?:D

mswan

Thisisforthekids wrote: »

I almost forgot to say, im so focused on clearing these debts Im not paying much attention to my other achievments.

I completed my NVQ 2 In Team Leading today!!:j so thats 2 NVQ's in two years, going to do a level 3 next.


That is brilliant you are an inspiration as I completed the same NVQ but have not progressed any further, I need a kick up the behind

lemma1968

£100 to HMRC today.

I think Autumn has arrived :mad:

Thisisforthekids

They are handy, and they are being done to gain a higher paid job so these debts can be gone even quicker.!

I had a lot of help and support which is always great!!, just feel motivated with everything now, even down to the household chores and little diy jobs that need doing round the house!!:D

Like my OH keeps saying im a changed man and she loves me even more for it, the future looks amazing and I cant wait!!!!!!!!!!!!!!!!!!!!!!!!:T

Flower08

Thisisforthekids wrote: »

I completed my NVQ 2 In Team Leading today!!:j so thats 2 NVQ's in two years, going to do a level 3 next.

Thats excellent news, well done - i am really pleased for you and glad you are feeling so positive!