A Payment A Day Part 5

macgirl

helen_jelly wrote: »

Hi everyone - no PAD yet but its pay day on Friday so gonna start then

Sashanut - well done on that huge PAD
Debt Obsessed - hi
Flying Fresian - well done on getting that laptop
DietCokeMad - WEll done - thats a great achievement
Catchoky - well done to OH and to you for Activity for Health - good luck with it
Mumof4 - hugs to you
Euro - glad to hear you had a good time

Well done to all who are getting PAD's done - big or small
Hope you are all well

Helen x

Hi Helen :hello:
Glad you're still with us! How's is going?

macgirl

Double_Trouble wrote: »

Back on home turf tired so just a quick post from me.

£11 to the 0% fund

DTxx

Hi DT
Welcome home - Hope the weather's not too much of a shock

cashless_wonder

sashybo - not a nice way to spend the day for sure . . . Waiting on my results from the other week . . . At least we don't have to succomb to getting behinds probed by index fingers for prostate checks so I calss myself lucky on that front . . .

Got to make my 2nd appointment for my 'strange' mole this week as well so it seems t be all go on the medical front for Team PAD . . .

Buffythedebtslayer

Paid 30.00to CC !

Honestly using this thread thats fifty quid off my debt that I would have just left or spent on pointless nonsense!

Hugs to Mum of 4 for the stinky day and I also am doctor bound due to insect bites on my leg being disgusting.

xxxx

Greenbynature

Double_Trouble wrote: »

Back on home turf tired so just a quick post from me.

£11 to the 0% fund

DTxx

Hi DT nice to see you back :wave:

helen_jelly

Hi Macgirl

Gonna start Padding to a savings account - pennies in the account at the end of each day will be transferred to the savings account until we hit the overdraft

Life is swell at the mo

Helen x

PurpleJellyFish

Hi All,

PaD for me today is £8.46 please mac

Work has got me jiggered at the mo so only just has a quick scan through the posts before heading off to bed.

*yawn*

TTFN,

PJF xx

sashybo

cashless_wonder wrote: »

sashybo - not a nice way to spend the day for sure . . . Waiting on my results from the other week . . . At least we don't have to succomb to getting behinds probed by index fingers for prostate checks so I calss myself lucky on that front . . .

Got to make my 2nd appointment for my 'strange' mole this week as well so it seems t be all go on the medical front for Team PAD . . .

No, not the best - my consultant had a junior doctor in with him and was helpfully pointing out the features of my cervix to him. :eek: Hope your results come back ok.

:rotfl: Didn't think about prostate checks! Don't think that would be pleasant!

sashanut

Evening all :j thought I better PAD before I forget.... looked at bank a/c in credit this morning, felt quite proud . Just looked again now - it shows all the payments coming out tomorrow so therefore showing o/d:mad:
Anyhow, decided to PAD £70 to o/d to make it less than £200 o/d, although it won't be till tomorrow IYSWIM !! So Mac, PAD for today please is £70

Funny old day for me today too - talked to the accountant about paying off the debts & now feel a bit disheartened........ It's a bit hard to fathom, but as I understand it, as we are self-emp & both directors of our company; each year we are voted a certain amount of Directors Fees from 1 Jan . This is based on turnover from the yr before. Whatever that figure is, providing we earn enough, we can spend that amount of money in the year & will then pay no extra tax. However, for example say the amount voted was £20,000 & we managed to spend £30,000, we would then have to pay tax at 40% on the difference. :eek: So in other words, if we exceeded the amount we're allowed this year by paying off cc debts that are at say 25% interest , we might end up paying another 40% on top in tax. It's a blow to PADDing big amounts I can tell you, I feel gutted

It hasn't been an issue before as we didn't earn enough, I need to find out how much we have been voted this year, & how much we've already spent :eek:

mooomin

This is mainly for Danko:

Tonight I went to see Faith No More in a 3000 capacity venue. My hearing is gone, my neck is b*ggered and I had an amazing time





One of the best gigs of my life!