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A Payment A Day Part 5

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Comments

  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Welcome Yorkshire-Lad!:D
  • quick hello - i am back home after a lovely summer in the US with family and DS2 has started full time big school. i intend to start PADing again soon, but need to sit down and work out a new budget first (and as i now have 6.5 hours per day without kids, this should be done soon!). i have missed absolutely loads, this thread moves so fast! but hope you are all well xxxx
    Mortgage free as of 11/11/15 !
    :Anow... to start some serious saving :A


  • thanks Jo41.

    finally updated my sig too after all this time! lol.

    hope you enjoyed your summer break tomtombeanie.
    welcome back
    Old Account Recovered
    Debt at LMB April 2009= £14,980
    Debt free Sometime in November 2013
    £69k left of 90k Mortgage - Overpaying by £270 a month
    Current Savings = £13000
    MSE turned my life around years ago
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Welcome back tomtomeanie, hope you enjoyed your break!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Yorkshire-Lad (Can we just call you Yorkie?? :)) - If you need any HR advice, we've our own persoanl HR guru... Danko! She'll look after you if you need any help!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • I totally agree on that.

    I check the forums every day and if I don't post for a couple of days people pop up on my thread checking on me. They know that (much like real life) if I'm quiet then things have gone wrong :D

    You seem to be doing really well though Paul and everyone needs a break sometime. I chose a new laptop instead of a break and it's worked fine for me! As long as you concentrate on that (insane rate) card at 35% and get that - as we say in Scotland - tae f*ck ASAP you'll be back on track soon ;)

    It is my intention to clear the high rate one on the first bill in order to (hopefully) avoid interest. I would be prepared to sacrifice any meaningful PADing for a while in order to do so. What I'm going through is a blip. I had a holiday, needed to replace essential work tools, and had my van go wrong in a 4 - 5 week period. I suppose most people would find repaying debt a bit tricky in such circumstances. Not all bad by any means. Won a job today worth about £450 a year.
  • you can call me yorkie if you so wish but i think you will forget after a day:p lol.
    Old Account Recovered
    Debt at LMB April 2009= £14,980
    Debt free Sometime in November 2013
    £69k left of 90k Mortgage - Overpaying by £270 a month
    Current Savings = £13000
    MSE turned my life around years ago
  • you can call me yorkie if you so wish but i think you will forget after a day:p lol.

    I think your right about that errrrrrrrrrmmmmmmmmmm Toffee Crisp
  • I think your right about that errrrrrrrrrmmmmmmmmmm Toffee Crisp

    :Tlol.

    well im off now peeps, getting sleepy,going to catch up on Mock the week and fall asleep:rotfl:

    EDIT: i will be back tomorrow to actually make a payment as i do have abit more left this month than usual:) (the petrol money i saved while on holiday)
    Old Account Recovered
    Debt at LMB April 2009= £14,980
    Debt free Sometime in November 2013
    £69k left of 90k Mortgage - Overpaying by £270 a month
    Current Savings = £13000
    MSE turned my life around years ago
  • I think your right about that errrrrrrrrrmmmmmmmmmm Toffee Crisp


    I won't forget!! :rotfl:
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
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