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A Payment A Day Part 5
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Hi All, I have a question which may sound a bit daft but here goes ...
How do you make the overpayments? Do you get extra payment slips for credit cards etc or do you pay online direct from your bank accounts. I would rather pay separately, if I put my PaD money in my bank account all my hard work PaDing will be mixed up in the general bill payment money and it will disappear:eek:
Hi,
I just pay it straight of my Barclaycard via internet banking, if i did it any other way really think it would be to tempting to spend!!,
It works for me i have paid about £400ish since 4th of august so thats pretty pleasing!!0 -
Hi all and also hi to Paul - did you have a good holiday???
Have spent the morning baking a large chocolate cake for granddaughter's 2nd birthday and some small cup cakes - I'm shattered!!! I think I'd rather be at workCan't wait to eat that cake tho - fresh cream and chocolate what more can a [STRIKE]grandma[/STRIKE] girl want :rotfl:
Well done on getting your PURPLE laptop FF :T I'm sure you will manage to pay it off asap!!!
Pad today is £1 to sealed tin Mac pleaseDebt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
Stopped smoking 1/11/2010 - money saved so far:£5150 -
A young jackaroo from outback Queensland goes off to university, but halfway through the semester he foolishly has squandered all of his money.
He calls home. "Dad," he says, "you won't believe what modern education is developing. They actually have a program here in Brisbane that will teach our dog Ol' Blue how to talk."
"That's amazing!" his Dad says. "How do I get Ol' Blue in that program?"
"Just send him down here with $2,000," the young jackaroo says, "I'll get him in the course."
So ... his father sends the dog and $2,000.
About two-thirds through the semester, the money again runs out.The boy calls home. "So how's Ol' Blue doing, son?" his father wants toknow.
"Awesome! Dad, he's talking up a storm. But you just won't believe this. They've had such good results with talking, they've begun to teach the animals how to read."
"Read?!" exclaims his father. "No kidding! How do we get Ol'Blue in that program?"
"Just send $4,500. I'll get him in the class."
The money promptly arrives. But our hero has a problem. At the end of the year, his father will find out the dog can neither talk nor read. So he shoots the dog. When he arrives home at the end of the year, his father is pretty excited.
"Where's Ol' Blue? I just can't wait to talk with him, and see him read something!"
"Dad," the boy says, "I have some grim news. Yesterday morning, just before we left to drive home, Ol' Blue was in the living room, kicked back in the recliner, reading the Financial Review.Then he suddenly turned to me and asked, 'So, is your daddy still messing around with that redhead barmaid at the pub?'"
The father groans and whispers, "I hope you shot that !!!!!! before he talks to your mother!"
"I sure did, dad!"
"That's my boy!"
The kid went on to be a successful lawyerDebt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
Stopped smoking 1/11/2010 - money saved so far:£5150 -
Hi all,
Seems like there are a lot of new names on here in the past few days and ones that are new to me, but retuning to there padding ways.
Hello to everyone and I really want to say thankyou to Emily who I believe created this thread, its been amazing for my mentality and I can simply not go a day without doing a PAD its so addidictive and im really drilling into my debts!!!:j
Well my shiny new driving licence arrived today so thats nice:T, really going to be a bit tight for the next week or so, so getting the OH to hold onto her spare cash just incase we need it for a bill or similar, shouldnt but dont want to end up having to put on CC, if i can get through to the end of next week i can really bang out a lot more heavy pads.
Anyways £4 to the Barclaycard please Macgirl.
By the way still not recieved any of your pads into my bank account.:rolleyes::rotfl:0 -
Thisisforthekids wrote: »I can simply not go a day without doing a PAD its so addidictive and im really drilling into my debts!!!:j
I know how you feel, thisisforthekids (blimey thats a mouthful) - it kills me if I can't make a pad!!! Debts are slowly coming down thanks to PAD.
By the way still not recieved any of your pads into my bank account.:rolleyes::rotfl:
Dream on :rotfl::rotfl::rotfl:Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
Stopped smoking 1/11/2010 - money saved so far:£5150 -
Okedoke - finally funds have cleared......ready for this one Mac?
:D:D
PADed £5000 to lloyds o/d & £1000 to DH's evil EGG.....Surely we must have nearly paid that !!!!!! off by now??? Then will have to start on my Egg boo hoo with an even bigger balance ... Will be Padding more to tax & etc after doing VAT tomorrow (blech) Thanks MAC for now today's PAD is £6000 :T:T:TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Okedoke - finally funds have cleared......ready for this one Mac?
:D:D
PADed £5000 to lloyds o/d & £1000 to DH's evil EGG.....Surely we must have nearly paid that !!!!!! off by now??? Then will have to start on my Egg boo hoo with an even bigger balance ... Will be Padding more to tax & etc after doing VAT tomorrow (blech) Thanks MAC for now today's PAD is £6000 :T:T:T
Wow! Well done! :T
I'd have been tempted to spend it on me...Don't worry about typing out my username - Call me COMP(Unless you know my real name - in which case, feel free to use that just to confuse people!)0 -
clearing_out_my_pockets wrote: »Wow! Well done! :T
I'd have been tempted to spend it on me...
Thank you :j I know, I would love to spend it, & don't think I haven't spent some because I have.....but that's how we got in this state in the first place..... and just think how much interest we've paid over all these years ....and would still pay if I didn't get rid of this CC debt, and there are others. I WANT RID OF IT ALL!!!:mad::mad: :mad: Still much more to go :eek::eek::eek: will keep plodding with the help of PADDING..it's a revelation (sp?):TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
I've been a long time lurker on this thread but have decided to join up today. :j
I'll be "PAD-ing" into a pot at home as I'm saving up to make F&F payments to my debts.
Well done everyone, your progress and dedication is very encouraging. :T
I will post tomorrow with my PAD amount for today (will generally be all the change in my purse at the end of the day)!0
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