How to pay in cheque payable to me to my dad's bank account

Mrs_Ryan

I opened 2 new accounts (Halifax and Co-Op basic accounts) with a CIFAS against me... and my A&L Current Account wasnt closed either when I got a CIFAS against me.

Kavanne

if you have 1-2 months to wait for an account and the cheque is good for 6......

kalaika

forgotaboutdre wrote: »

...:(( i am quite scared now that I'm not going to be able to use this money and its lost...

If you can't pay the cheque in now, you'll still be able to do so in two months time when you can get an account. I know that might not help you if you need the cash now, but you shouldn't lose it.

ZiggyStardust wrote: »

...I cashed a cheque once in my account with my mum's name on it, same surname (she knew about it! ) so some banks will do it...

Rather than it being bank policy, it's probably because the cashier didn't look at it properly and didn't notice that it was written out to your mum rather than you! (Particularly with the same surname).

welshmoneylover

exactly what is CIFAS?

I've never heard of that term before.

cifpower

welshmoneylover wrote: »

exactly what is CIFAS?

I've never heard of that term before.

http://www.cifas.org.uk/

Its a fraud marker

nearlyrich

welshmoneylover wrote: »

exactly what is CIFAS?

I've never heard of that term before.

It's an anti fraud system, a marker is placed on the credit file where people have had ID theft or other issues with application fraud...;)

AndyInYorks

Could you open an National Savings passbook account?

I am not sure if they do CIFAS checks.

Why can the cheque not be re-issued in your dad's name? Who is it from?

crispy_chris

nearlyrich wrote: »

It's an anti fraud system, a marker is placed on the credit file where people have had ID theft or other issues with application fraud...;)

or have been deemed to be defrauding the bank, which is presumably the case as a CAT2 marker won't prevent you from opening an account.