One debt Vs 100 days

postingalwaysposting

tirlittan wrote: »

Well done everyone! That's absolutely fantastic amount!

Can I just ask one question, has everyone paid something each day or when they have the extra money? So do you do it bit like PAD or however you want?

Thanks. Hoping to join you next year!

Hi Tirlittan, everyone did it different ways however I know a handfull did at least a PaD or a payment a week. There is no set rules for this challenge you just pledge then post everytime you pay something off. So you could post when you pay off your min payment, then you can post a week later if you sell something and use that towards the debt etc etc...

Its a relaxed challenge to get you to overpay one single debt while still paying the min to your others...

See you next year :j

shrimpy_80

Wow thats an amazing amount for 100 days!

tirlittan I always pay a lump sum as soon as I get paid, I work out a budget for the month and pay everything left over straight away. I don't trust myself to PAD because I'm sure I'd spend the money on other things if it was in my account. That said, I know it has done great things for a great many people so I would never disrespect the PAD! :A

tirlittan

So you're all accounting the normal payments as well, the challenge is not just for the extra you want to pay off?

penelopedee_2

Thanks Pap, without you I would never have paid off the amount I have. It was your brilliant idea and all you guys on here that kept me going.

A big well done to everyone - I look forward to meeting up with you all again in January.

I'm still paying off a bit each day - just to see what I can do over Christmas to keep my motivation going.

Wish you all a really lovely Christmas (whatever life tries to chuck at us).:beer:

Pen x

postingalwaysposting

tirlittan wrote: »

So you're all accounting the normal payments as well, the challenge is not just for the extra you want to pay off?

Yes everything you pay off that debt. So if you chosse a natwest credit card anytime you pay anything towards that debt you post it here :j Hopefully you can chosse a debt and clear it within the 100days

tirlittan

Thanks Pap, just thought I clear couple of things up before the next challenge starts. Unfortunately there won't be a chance me clearing any debts in 100 days as is clear from my sig, but will work out how much extra I'd like to be able to pay in 100 days.

kathy40uk

Wow!!!! what an amazing amount :j:j:jWell done everyone:T:T:T

And thank you so much PAP for starting this and the inspiration and for all the adding up through the 100 days :T:T:T

Really looking forward to January

*Jellie*

Well done everyone :beer:
Looking forward to the next one. It finishes just after my birthday. Was hoping that would be my DFD but I don't see anyway I can make it. Might aim to clear the CCs though so I'll just have the OD left to tackle

honeybear_2

Well done to everyone :T

And Pap, you're a star

starnac

*Jellie* wrote: »

It finishes just after my birthday.

mine too. :j

it would be nice to have another debt paid off by then. i have marked it in my diary and can't wait til the next one. thanks pap