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One debt Vs 100 days
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postingalwaysposting
Posts: 13,987 Forumite
Hi all, I have been looking for a new challenge for a few months now but nothing applys to me or grabbed me like they have before. So a few days ago I wondered how much I could achive within 100 days. It seems such a short amount of time within the space of a year and its just long enough to achive something worthwhile. So this is where the idea came from one debt vs 100 days.
The principle is everyone can chose one debt that they want to se the back of after 100 days. Or if you are debt free and here offering support why not try and save a certain amount within those 100 days? To pay off this debt/save you can use any legal way possible. Pop over to the up your income board for some tips or give something up out of your usual SOA to make overpayments. The idea is we can use this thread as a support structure and also share tips on how to reduce this specific debt.
The challenge will start Tuesday 1st September 09 and end Wednesday 9th December 09. If you post below your debt amount & name/amount you want to clear (if its a large debt)/amount you want to save I will add you below in this post. Each time you post an update/make a payment I will update the first post with your outsanding amount etc etc.
I hope some of you join in :j
* moneymakestheworldgoround ~ £1546.00 4 seperate debts..... Clear :T
* BabyBetty ~ £1,934 Tax (hmrc)..... Clear :T
* BabyBetty ~ £456.00 store cards..... Clear :T
* scrooge2008 ~ £872.02 Overdraft..... Clear :T
* roxiepie ~ £849.86 Mbna..... Clear :T
* kathy40uk ~ £236.26 Citibank..... Clear :T
* penelopedee ~ £560 Credit cards..... Clear :T
* penelopedee ~ £300..... Clear :T
* honeybear ~ £150 Overdraft repayment..... Clear :T
* Pap ~ £375.38..... Clear :T
* starnac ~ £1000 Overdraft and Car..... Clear :T
* *Jellie* ~ £2000 Credit card..... Clear :T
* penelopedee ~ £400..... Clear :T
* theskintfamily ~ £535.97 A&L cradit card..... Clear :T
* yukkibear ~ £1560 Car..... Clear :T
* jojitsui ~ £1000 Overdraft & Egg..... Clear :T
* penelopedee ~ £85 Book club... Clear :T
* parsniphead ~ £500 Overdraft..... Clear :T
* Pap ~ £80.00..... Clear :T
* Always ~ £2000 Savings/Rent..... Clear :T
* Buffythedebtslayer ~ £2513.86 Debt repayments..... Clear :T
* honeybear ~ £150..... Clear :T
* penguin83 ~ £1772.47 Capital one & MBNA..... Clear :T
* SazM030306 ~ £1300 Loan..... Clear :T
* nicnacnoo ~ £200 ~ F&F Savings..... Clear :T
* shrimpy_80 ~ £741.35..... Clear :T
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
* kathy40uk ~ £200 Credit card..... Now £51.68
* buddiebabe ~ £306.75 MBNA.... Now £58.00
* pebblespop ~ £1400 Credit card..... Now £1028.97
* savingcaz ~ £2500.00..... Now £2467.00
* NoDebtDiva ~ £4700 Tesco..... Now £4300.00
* scubaangel ~ £700 Credit card..... Now £680
* brokemedic ~ £1000 Overdraft..... Now £450
* SEASHELL ~ £1240 Halifax..... Now £1198
* dizzytina ~ £1,294.90 Abby..... Now £621.28
* josephine33960 ~ £650 Post office card..... Now £51
* debt_obsessed ~ £600 Loan..... Now £200.00
* bigbeff ~ £661.36 Credit card..... Now £575.99
* lola34 ~ £535.41 M&S card..... Now £271.40
* katrss7 ~ £240.10 Barcleycard..... Now £204.15
* *louby_lou* ~ £500 Credit card..... Now £205.00
* PARIS 5000 ~ £500 Overdraft..... Now £374
* tasha-debt ~ £700 Natwest card..... Now £275.32
* bex37 ~ £2564.32 MBNA..... Now £1302.38
* debt.b.gone ~ £2032.62 Virgin and Lloyds..... Now £1890.00
* LoLo ~ £920 Egg..... Now £600
* runmichellerun ~ £1,783.05 Natwest loan..... Now £830.37
* Bells&Whistles ~ £941.50..... Now £580.10
* millionaire in training ~ £653.92 Sony card..... Now £593.85
* 40somethingmum ~ £210 Citi card..... Now £199.50
* spykey_uk ~ £691.10 Natwest..... Now £611.16
* too_much_debt ~ £1000 Llyods..... Now £917.10
* determinedtodothis ~ £342.50 Capital one..... Now £329.50
* wheredoesitallgo ~ £1446.37 Virgin..... Now £1406.91
* urg123 ~ £4900 CC debts
* milliemonster ~ £2220 A&L and Argos
* Miss-Moneypenny ~ £494.86 Capital one
* toolittletime ~ £1446 Debenhams
* Puddingpennies ~ £300 Hsbc Loan
* Bad Weather ~ £500 Overdraft
* jwil ~ £750 Capital one
* Jazzie99 ~ £5190 Lloyds loan
* Sar ~ £1500 CC Debts
* In my dreams ~ £1000 Halifax
* 1976girl ~ £320 Capital One
* *zippy* ~ £637 M&S
* esmf73 ~ £600 credit card
*longhauladdict ~ £350.00 store card
* gien ~ £500 Christmas..... Now £475
* angelite ~ £400 Christmas Savings..... Now £300
* Palema ~ £1750 Savings..... Now £62.02
* dizzybee ~ £1000..... Now £559
* emilyjayne ~ £500 Isa Savings..... Now £350
* Gemmzie ~ £1000 Savings..... Now £957.20
* Jules ~ £500..... Now £330
* emmab2001 ~ £1000 Car savings..... Now £721.74
* ehallett ~ £1000 Savings
* plzhelpmesave! ~ £850 Savings
* clarabella23 ~ £1500
63 mse members will save/repay £79,939.54 in 100 days
Payments so far.... £34,398.97
Wednesday 9th payments ~ £258.61
Tuesday 8th payments ~ £497.08 *Well done dizzytina and penguin83*
Monday 7th payments ~ £37.00 *Well done honeybear*
Sunday 6th payments ~ £821.72
Saturday 5th payments ~ £27.00 *Well done honeybear*
Friday 4th payments ~ £0
Thursday 3rd payments ~ £293.64
Wednsday 2nd payments ~ £29.88 *Well done Palema and Pap*
Tuesday 1st payments ~ £797.00
Monday 30th payments ~ £439.50
Sunday 29th payments ~ £331.00
Saturday 28th payments ~ £7.00 *Well done Pap and Pen*
Friday 27th payments ~ £47.90
Thursday 26th payments ~ £291.27
Wednesday 25th payments ~ £1049.50
Tuesday 24th payments ~ £438.80
Monday 23rd payments ~ £373.07
Sunday 22nd payments ~ £11.51
Saturday 21st payment ~ £120.96
Friday 20th payments ~ £7.00 *Well done Pap and Pen*
Thursday 19th payments ~ £163.13
Wednesday 18th payments ~ £350.50
Tuesday 17th payments ~ £28.82
Monday 16th payments ~ £9.00
Sunday 15th payments ~ £57.00
Saturday 14th payments ~ £8.69
Friday 13th payments ~ £264.46
Thursday 12th payments ~ £304.50
Wednesday 11th payments ~ £23.00
Tuesday 10th payments ~ £125.86
Monday 9th payments ~ £142.86
Sunday 8th payments ~ £7.00 *Well done penelopedee & pap*
Saturday 7th payments ~ £18.32
Friday 6th payments ~ £42.25
Thursday 5th payments ~ £86.77
Wednesday 4th payments ~ £85.00
Tuesday 3rd payments ~ £459.47
Monday 2nd payments ~ £478.84
Sunday 1st payments ~ £928.89
Saturday 31st payments ~ £47.41
Friday 30th payments ~ £1477.90
Thursday 29th payments ~ £789.12
Wednesday 28th payments ~ £215.00
Tuesday 27th payments ~ £56.93
Monday 26th payments ~ £116.66
Sunday 25th payments ~ £174.92
Saturday 24th payments ~ £59.50
Friday 23rd payments ~ £671.14
Thursday 22nd payments ~ £92.50
Wednessday 21st payments ~ £124.00
Tuesday 20th payments ~ £150.00
Monday 19th payments ~ £15.50
Sunday 18th payments ~ £5.00 *Well done penelopedee*
Saturday 17th payments ~ £18.65
Friday 16th payments ~ £909.50
Thursday 15th payments ~ £55.00 *Well done penelopedee and jojitsui*
Wednesday 14th payments ~ £217.00
Tuesday 13th payments ~ £97.39
Monday 12th payments ~ £105.00 *Well done penelopedee and starnac*
Sunday 11th payments ~ £7.00 *Well done honeybear and penelopedee*
Saturday 10th payments ~ £217.12
Friday 9th payments ~ £1,143.00
Thursday 8th payments ~ £43.42
Wednesday 7th payments ~ £401.57
Tuesday 6th paymants ~ £101.00
Monday 5th payments ~ £238.54
Sunday 4th payments ~ £35.00
Saturday 3rd payments ~ £10.00
Friday 2nd payments ~ £132.16
Thursday 1st payments ~ £235.00
Wednesday 30th payments ~ £722.20
Tuesday 29th payments ~ £194.21
Monday 28th payments ~ £1,025.64
Sunday 27th payments ~ £698.32
Saturday 26th payments ~ £680.79
Friday 25th payments ~ £531.02
Thursday 24th payments ~ £527.75
Wednesday 23rd payments ~ £552.38
Tuesady 22nd payments ~ £324.11
Monday 21st payments ~ £515.16
Sunday 20th payments ~ £311.55
Saturday 19th payments ~ £583.59
Friday 18th payments ~ £372.57
Thursday 17th payments ~ £9.00 ~ *Well done honeybear and penelopedee*
Wednesday 16th payments ~ £560.16
Tuesday 15th payments ~ £376.15
Monday 14th payments ~ £320.29
Sunday 13th payments ~ £1,750.46
Saturday 12th payments ~ £45.29
Friday 11th payments ~ £429.37
Thursday 10th payments ~ £1,583.99
Wednesday 9th Paymnets ~ £565.83
Tuesday 8th Sep payments ~ £927.69
Monday 7th Sep payments ~ £693.16
Sunday 6th Sep payments ~ £171.99
Saturday 5th Sep payments ~ £111.50
Friday 4th Sep payments ~ £230.44
Thursday 3rd Sep payments ~ £1,148.31
Wednesday 2nd Sep payments ~ £795.70
Tuesday 1st Sep payments ~ £991.75
The principle is everyone can chose one debt that they want to se the back of after 100 days. Or if you are debt free and here offering support why not try and save a certain amount within those 100 days? To pay off this debt/save you can use any legal way possible. Pop over to the up your income board for some tips or give something up out of your usual SOA to make overpayments. The idea is we can use this thread as a support structure and also share tips on how to reduce this specific debt.
The challenge will start Tuesday 1st September 09 and end Wednesday 9th December 09. If you post below your debt amount & name/amount you want to clear (if its a large debt)/amount you want to save I will add you below in this post. Each time you post an update/make a payment I will update the first post with your outsanding amount etc etc.
I hope some of you join in :j
* moneymakestheworldgoround ~ £1546.00 4 seperate debts..... Clear :T
* BabyBetty ~ £1,934 Tax (hmrc)..... Clear :T
* BabyBetty ~ £456.00 store cards..... Clear :T
* scrooge2008 ~ £872.02 Overdraft..... Clear :T
* roxiepie ~ £849.86 Mbna..... Clear :T
* kathy40uk ~ £236.26 Citibank..... Clear :T
* penelopedee ~ £560 Credit cards..... Clear :T
* penelopedee ~ £300..... Clear :T
* honeybear ~ £150 Overdraft repayment..... Clear :T
* Pap ~ £375.38..... Clear :T
* starnac ~ £1000 Overdraft and Car..... Clear :T
* *Jellie* ~ £2000 Credit card..... Clear :T
* penelopedee ~ £400..... Clear :T
* theskintfamily ~ £535.97 A&L cradit card..... Clear :T
* yukkibear ~ £1560 Car..... Clear :T
* jojitsui ~ £1000 Overdraft & Egg..... Clear :T
* penelopedee ~ £85 Book club... Clear :T
* parsniphead ~ £500 Overdraft..... Clear :T
* Pap ~ £80.00..... Clear :T
* Always ~ £2000 Savings/Rent..... Clear :T
* Buffythedebtslayer ~ £2513.86 Debt repayments..... Clear :T
* honeybear ~ £150..... Clear :T
* penguin83 ~ £1772.47 Capital one & MBNA..... Clear :T
* SazM030306 ~ £1300 Loan..... Clear :T
* nicnacnoo ~ £200 ~ F&F Savings..... Clear :T
* shrimpy_80 ~ £741.35..... Clear :T
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
* kathy40uk ~ £200 Credit card..... Now £51.68
* buddiebabe ~ £306.75 MBNA.... Now £58.00
* pebblespop ~ £1400 Credit card..... Now £1028.97
* savingcaz ~ £2500.00..... Now £2467.00
* NoDebtDiva ~ £4700 Tesco..... Now £4300.00
* scubaangel ~ £700 Credit card..... Now £680
* brokemedic ~ £1000 Overdraft..... Now £450
* SEASHELL ~ £1240 Halifax..... Now £1198
* dizzytina ~ £1,294.90 Abby..... Now £621.28
* josephine33960 ~ £650 Post office card..... Now £51
* debt_obsessed ~ £600 Loan..... Now £200.00
* bigbeff ~ £661.36 Credit card..... Now £575.99
* lola34 ~ £535.41 M&S card..... Now £271.40
* katrss7 ~ £240.10 Barcleycard..... Now £204.15
* *louby_lou* ~ £500 Credit card..... Now £205.00
* PARIS 5000 ~ £500 Overdraft..... Now £374
* tasha-debt ~ £700 Natwest card..... Now £275.32
* bex37 ~ £2564.32 MBNA..... Now £1302.38
* debt.b.gone ~ £2032.62 Virgin and Lloyds..... Now £1890.00
* LoLo ~ £920 Egg..... Now £600
* runmichellerun ~ £1,783.05 Natwest loan..... Now £830.37
* Bells&Whistles ~ £941.50..... Now £580.10
* millionaire in training ~ £653.92 Sony card..... Now £593.85
* 40somethingmum ~ £210 Citi card..... Now £199.50
* spykey_uk ~ £691.10 Natwest..... Now £611.16
* too_much_debt ~ £1000 Llyods..... Now £917.10
* determinedtodothis ~ £342.50 Capital one..... Now £329.50
* wheredoesitallgo ~ £1446.37 Virgin..... Now £1406.91
* urg123 ~ £4900 CC debts
* milliemonster ~ £2220 A&L and Argos
* Miss-Moneypenny ~ £494.86 Capital one
* toolittletime ~ £1446 Debenhams
* Puddingpennies ~ £300 Hsbc Loan
* Bad Weather ~ £500 Overdraft
* jwil ~ £750 Capital one
* Jazzie99 ~ £5190 Lloyds loan
* Sar ~ £1500 CC Debts
* In my dreams ~ £1000 Halifax
* 1976girl ~ £320 Capital One
* *zippy* ~ £637 M&S
* esmf73 ~ £600 credit card
*longhauladdict ~ £350.00 store card
* gien ~ £500 Christmas..... Now £475
* angelite ~ £400 Christmas Savings..... Now £300
* Palema ~ £1750 Savings..... Now £62.02
* dizzybee ~ £1000..... Now £559
* emilyjayne ~ £500 Isa Savings..... Now £350
* Gemmzie ~ £1000 Savings..... Now £957.20
* Jules ~ £500..... Now £330
* emmab2001 ~ £1000 Car savings..... Now £721.74
* ehallett ~ £1000 Savings
* plzhelpmesave! ~ £850 Savings
* clarabella23 ~ £1500
63 mse members will save/repay £79,939.54 in 100 days
Payments so far.... £34,398.97
Wednesday 9th payments ~ £258.61
Tuesday 8th payments ~ £497.08 *Well done dizzytina and penguin83*
Monday 7th payments ~ £37.00 *Well done honeybear*
Sunday 6th payments ~ £821.72
Saturday 5th payments ~ £27.00 *Well done honeybear*
Friday 4th payments ~ £0
Thursday 3rd payments ~ £293.64
Wednsday 2nd payments ~ £29.88 *Well done Palema and Pap*
Tuesday 1st payments ~ £797.00
Monday 30th payments ~ £439.50
Sunday 29th payments ~ £331.00
Saturday 28th payments ~ £7.00 *Well done Pap and Pen*
Friday 27th payments ~ £47.90
Thursday 26th payments ~ £291.27
Wednesday 25th payments ~ £1049.50
Tuesday 24th payments ~ £438.80
Monday 23rd payments ~ £373.07
Sunday 22nd payments ~ £11.51
Saturday 21st payment ~ £120.96
Friday 20th payments ~ £7.00 *Well done Pap and Pen*
Thursday 19th payments ~ £163.13
Wednesday 18th payments ~ £350.50
Tuesday 17th payments ~ £28.82
Monday 16th payments ~ £9.00
Sunday 15th payments ~ £57.00
Saturday 14th payments ~ £8.69
Friday 13th payments ~ £264.46
Thursday 12th payments ~ £304.50
Wednesday 11th payments ~ £23.00
Tuesday 10th payments ~ £125.86
Monday 9th payments ~ £142.86
Sunday 8th payments ~ £7.00 *Well done penelopedee & pap*
Saturday 7th payments ~ £18.32
Friday 6th payments ~ £42.25
Thursday 5th payments ~ £86.77
Wednesday 4th payments ~ £85.00
Tuesday 3rd payments ~ £459.47
Monday 2nd payments ~ £478.84
Sunday 1st payments ~ £928.89
Saturday 31st payments ~ £47.41
Friday 30th payments ~ £1477.90
Thursday 29th payments ~ £789.12
Wednesday 28th payments ~ £215.00
Tuesday 27th payments ~ £56.93
Monday 26th payments ~ £116.66
Sunday 25th payments ~ £174.92
Saturday 24th payments ~ £59.50
Friday 23rd payments ~ £671.14
Thursday 22nd payments ~ £92.50
Wednessday 21st payments ~ £124.00
Tuesday 20th payments ~ £150.00
Monday 19th payments ~ £15.50
Sunday 18th payments ~ £5.00 *Well done penelopedee*
Saturday 17th payments ~ £18.65
Friday 16th payments ~ £909.50
Thursday 15th payments ~ £55.00 *Well done penelopedee and jojitsui*
Wednesday 14th payments ~ £217.00
Tuesday 13th payments ~ £97.39
Monday 12th payments ~ £105.00 *Well done penelopedee and starnac*
Sunday 11th payments ~ £7.00 *Well done honeybear and penelopedee*
Saturday 10th payments ~ £217.12
Friday 9th payments ~ £1,143.00
Thursday 8th payments ~ £43.42
Wednesday 7th payments ~ £401.57
Tuesday 6th paymants ~ £101.00
Monday 5th payments ~ £238.54
Sunday 4th payments ~ £35.00
Saturday 3rd payments ~ £10.00
Friday 2nd payments ~ £132.16
Thursday 1st payments ~ £235.00
Wednesday 30th payments ~ £722.20
Tuesday 29th payments ~ £194.21
Monday 28th payments ~ £1,025.64
Sunday 27th payments ~ £698.32
Saturday 26th payments ~ £680.79
Friday 25th payments ~ £531.02
Thursday 24th payments ~ £527.75
Wednesday 23rd payments ~ £552.38
Tuesady 22nd payments ~ £324.11
Monday 21st payments ~ £515.16
Sunday 20th payments ~ £311.55
Saturday 19th payments ~ £583.59
Friday 18th payments ~ £372.57
Thursday 17th payments ~ £9.00 ~ *Well done honeybear and penelopedee*
Wednesday 16th payments ~ £560.16
Tuesday 15th payments ~ £376.15
Monday 14th payments ~ £320.29
Sunday 13th payments ~ £1,750.46
Saturday 12th payments ~ £45.29
Friday 11th payments ~ £429.37
Thursday 10th payments ~ £1,583.99
Wednesday 9th Paymnets ~ £565.83
Tuesday 8th Sep payments ~ £927.69
Monday 7th Sep payments ~ £693.16
Sunday 6th Sep payments ~ £171.99
Saturday 5th Sep payments ~ £111.50
Friday 4th Sep payments ~ £230.44
Thursday 3rd Sep payments ~ £1,148.31
Wednesday 2nd Sep payments ~ £795.70
Tuesday 1st Sep payments ~ £991.75
0
Comments
-
Ooh what a great idea - will do some sums and come back to you later. It might not be a whole debt as all of is on one CC but I know that I want to be debt free sooner.
urg x x0 -
sounds like a good idea but ive so many wouldnt know where to start.#18 Weekly savings challenge 2015(£220.80-£1378)
#100-£365 in 365 days challenge 2015 (£62-365)
#203-Sealed pot challenge 8-2015 (£7.50-£100)
Payment a day 2015- (£151) Xmas park savings £68
#70 £10-£1000 Emergency Fund Member
#62 £2 savers Club Member- £340 -
hi posting. this sounds like a really good idea. like you said it's a short time but long enough to actually get something done. i'd like to join you if i may. i'm going to have a look and see what i want to achieve in 100 days and i'll get back to you. but please add me.
starGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
You genius Pap! :beer::beer:
I was just thinking that I needed a challenge! Something to focus my debt busting energies on!
I am doing the 100 challenge in terms of giving up Mags and buying make up and stuff but I would LOVE to get shot of my credit card debt.
Its around 2500 but is in the process of being switched to 0% so when I have a clear target amount I will be back!
I think it will roughly be 25 quid a day...................gulp! but I am doing summer school next week, I have saved a fair bit from this month's wages and start back at work normally in two weeks (cries),and if I even got round to ebaying...............
So I am up for it!
cheers hon xxxxxxNevertheless she persisted.0 -
Can I join in please? I want to be get our A&L card and the Argos card paid off by then so this will be a good motivator for me, details are in my sig
xxAug GC £63.23/£200, Total Savings £00 -
-
littleangels3 wrote: »sounds like a good idea but ive so many wouldnt know where to start.
Just pick the smallest? or the one with the highest interest?
or just pick an amount to pay off and share it between all your debts?
xxxxNevertheless she persisted.0 -
Ohhh I was worried this wouldnt work, I am glad you want to join me :j I will update the first thread before the start date but if anyone wants to join up untill then please feel free.littleangels3 wrote: »sounds like a good idea but ive so many wouldnt know where to start.Buffythedebtslayer wrote: »Just pick the smallest? or the one with the highest interest?
or just pick an amount to pay off and share it between all your debts?
xxxx
Littleangel, Buffy beat me to it, the idea is its a small kick start. it doesnt have to be a huge debt you could chosse to save £100 so £1 a day to pay off any debt in December. Its just a little challenge to keep a small number of people going. Many people on here thrive on a challenge and a huge number have become debt free by just completing many challenges. Its amazing what a group of people getting behind you do :j0 -
postingalwaysposting wrote: »Its amazing what a group of people getting behind you do :j
that's true i wouldn't have got this far if it wasn't for the support on this siteGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
Sounds like the ideal replacement to the Olympic challenge PAP, it's been a while
I've started my own this weekend actually so will run mine until 30th November but right along with you, if that's okay?No longer using this account for new posts from 20130
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