Saturday 22nd and Sunday 23rd August - What small DFW things have you done this week

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :j

Morning All – up bright and early as I am going to London with my Mum for the day.

We are going to the O2 to see the Body world (works?) exhibition….some people I have mentioned it to say eeeurgh, what are you going to that for, and others say, WOW, have fun.

Hello to everyone who posts today. Hugs to those that need them.

Today I have/will:
• Buy bargain £10 return tickets on local railway (ticket + travelcard = £16ish rather than £22.70 for a combined tix – normal fare)
• Bought my ticket for exhibition at ½ price – need to show train ticket
• Spend cash rather than card
• When I am home read up on yesterday’s forum

Um, think that is about it….I will take a bottle of water with me rather than buying one, then that is about it, sorry, I know that I should do more today, but I need to have a non DFW day

Anyhow, have a great day everyone

Candy xxxx

sophiesmum_2

Good morning candy - have a good trip, sounds interesting to me



Things fo rme today

• brekkie is free range eggs given by neighbour
• check bank accounts
• put all jams made yesterday away in my storecupboard
• feed chickens some slugs I just picked up in the garden
• make a loaf - didn't get round to it yesterday
• meals from storecupboard and freezer
• ring family using free calls
• clean house with stardrops and microfibre cloths
• try and not spend any money
• sparkle:D

Have a great day everyone, enjoy the weekend.:j

DawnW

Morning all :j

Weekend at last :j:j:j

Have a nice day out Candy :T

Today I have / will:

Checked online banking :eek:

See to animals and plants (half done)

Pick some more fruit and veg from the garden

Deal with large box of plums I picked last weekend

Make some cakes

HM meals

Bit of shopping sticking to list

Clean messy house

Try to catch up with DS and family because we haven't seen them for several weeks

Actually, this lot is going to take me all weekend :rotfl:

Have a nice day everyone :hello:

andrinaperry

Well I am on nights for these two days so no spend for me.

I am going to refill my stardops stray bottles and get cleaning this morning.

Store cupboard meals for the next week while dd is away I dont mind mix and match meals.

Andrina

urg123

Good morning everyone

Just wrote my list and lost it.:eek:

I haven't been on much recently - work is really busy and it is a bit mad outside of work too!

Candy - I saw Body Worlds a few years ago and found it fascinating - some thing are a bit too weird and there are also things to make you think.

SM - can you post a link to your blog? I'd love to see how you are getting on with the small holding.

Waves to everyone else.


I've got a lot of catching up today! Here's my list:

• [STRIKE]Washing x3[/STRIKE] I didn't have enough for 3 but have washed and hung up 2 loads.
• Ironing (washing from last week! )
• [STRIKE]Clean bathroom[/STRIKE]
• [STRIKE]find out correct tariff from gas/electric supplie[/STRIKE]r
• [STRIKE]change gas/electric sup[/STRIKE]plier
• [STRIKE]pay 2 CC with ebays sales money [/STRIKE]
• List 5 things on ebay (free listings for 10 days!)
• [STRIKE]clean kitchen [/STRIKE]and mop floor
• [STRIKE]vacuum flat[/STRIKE]
• [STRIKE]dust forgotten window sills[/STRIKE]
• Walk 30 mins
• Clean bedroom for 1 hour
• [STRIKE]Shopping - just need to stock up on a few things for next week[/STRIKE]
• Do some work for work
• work on tax return for 30 mins
• [STRIKE]Email someone to help with training for my volunteer job[/STRIKE]
• [STRIKE]Loaf in BM[/STRIKE]
• Post letters
• [STRIKE]Stick to WW[/STRIKE]
• [STRIKE]Visit OH's mum in hospital[/STRIKE]
• [STRIKE]Spend some time relaxing - it's been a hard week![/STRIKE]

Have a great day and hope it is sunny where you are

urg x x

savingforarainyday

Morning Everyone

I am on a roll with work paperwork so I shall get some more done today.
Client calling in for some help listing business stock on ebay shops

I am on my own for most of weekend, so I will have no excuse for not getting anything done.

So today I will
Line dry washing Done
Set up on-line banking for new bank account Done
Get some more work done for new client Done
Register my new Tesco clubcard Done
Meal plan up to payday on Thursday
List stuff in cupboard so I can do big shop on payday
Decide what to do with big bag of cooking apples
Photograph stuff to ebay
Trousers to turn up and shirt to repair
Hoovering and dust flicking
Clean bathroom and downstairs cloakroom
Sort washing Done

Stay off of here so I stand a chance of getting it all finished.:rotfl:

Lurleene

Hi everyone - Candy - have a fab day out. You deserve a treat and it sounds like you have all the DFW angles covered for buying your tickets etc!

Quick one from me as I am supposed to be packing. Off to the Isle of Wight for a week later :jThis is a frugal holiday so I refuse to feel guilty!

1) Holiday paid mostly for by Tesco deals.
2) Nearby so little petrol.
3) Used 20% off code for ferry and paid for it with proceeds from things I have sold.
4) Will use Walkers crisps points for free outings to NT properties.
5) Will use our English Heritage membership ( courtesy of Tesco CC) for more free days out.
6) Have £90 worth of Tesco tokens cashed for entry to other places (including the Steam Railway. Heaven for little T!)
7) Are taking lots of cheap stuff from Approved Food over for picnics etc as we are going self-catering.

Have I justified myself yet?

Have a great week all, L x:wave:

lola34

Lurleene thats my type of holiday - I love getting things for free!!! I got the walkers vouchers for NT trust and EH from Tesco all ready for the hols but all DS1 and DS2 want to do to is play at home with friends -even cheaper:j

Washing is hung out
Need to put another wash on
Baking- made choccy cake yesterday but it has almost gone thanks to DS's and friends:rolleyes:
Check on line banking
Make something with brambles from the garden-and might go brambling later on when OH comes in from work

Doorbell has just gone DS's friends are starting to arrive so looks like another cheap day in for us today:rotfl::rotfl::rotfl:

Pookie_lou

Morning everyone, Lurleene wow, I'm very impressed with your holiday bargains! Have a lovely time!

A small list for me today, I am feeling a lot better so have lots of housework to catch up with :rolleyes: will save cash though I suppose!

Also today
* Read papers online
* Take recycling
* Drop off charity bag if I have time
* Check banking
* Storcuboard lunch, going out for dinner with friends tonight but will stick to very tight budget
* Make a money making plan of action for myself and OH, I have started listing plans for christmas ( sorry, I know its a bit early ) things I need to ,in order to make things etc, plus money to take on our holiday in Dec.

Have a great day everyone xx

katylittlelady

Hi everyone!!

I'm back from my break in Gloucester! Had some great weather and the hotel was very nice (paid for by mum!) Mainly went to free attractions and Mum paid for almost everything else! Weather was good as well!:j
Have a lovely day Candy and your hol sounds great Lurleene!

I managed to catch up with e-mail yest but not much else so got quite a few things to do!

• [STRIKE]Unpack bag[/STRIKE]
• [STRIKE]Laundry HC[/STRIKE]
• [STRIKE]Washing Up[/STRIKE]
• [STRIKE]Clear desk[/STRIKE] Half done, will do rest tomorrow
• [STRIKE]Daily scratchcards[/STRIKE] - 45p
• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Daily lotteries[/STRIKE]
• [STRIKE]Put clothes away[/STRIKE]
• Write up weekly food plan
• [STRIKE]Cook cake for N&G's wedding anniversary[/STRIKE] in the oven;)

Will see how I get on with that lot!!Have a great day everyone:j

Jag_Babe

Hello Everyone, Hope all is well. I had a late start today as got a lot of early mornings next week.

My plan for today is:

• Complete the writing work that needs done done
• Washing - about 4 loads
• Complete the first part of the big work project
• Catch up with emails done
• Check online banking done
• Catch up with the ironing
• Pay bills that needs paid done
• Make a list of items for ebay
• Organise the home check visit
• Discuss Monday with OH as I have stupidly organised a delivery when I am not going to be in - phone mum to see if she is available to wait in. done All sorted mum to the rescue again
• Spend time with DS and DH done
• Look into making a 101 list - been inspired by some blogs I had a look at earlier.
• Count loose change - get it ready to pay into the bank

I think that is everything for day, as I have a couple of big jobs on it.
I have changed my list slightly for today as I have been inspired by other posts I have been reading - Thanks Everyone.