Do you support Shelter's call for Landlord registration?

PayDay

clutton wrote: »

Each side thinks the other is the villain of the piece

Tenants pay to "borrow" an expensive asset which belongs to someone else - albeit a home -

They "borrow" an asset???

BTL as a business. A business which needs clients to survive. The business offers a service and the client can choose which business (landlord) to give their business too. That is how a business runs.

Too many landlords on here seem to see themselves as doing a favour to someone or, giving someone somewhere to live. These LLs have no idea how a business runs.

clutton_2

Payday - landlords lend a house and tenants borrow a house and pay for that service - why is that so offensive ?

""giving someone somewhere to live."" - that is my business and my customers (tenants) pay me to do that

i dont get the point you are trying to make

Geenie

PayDay wrote: »

They "borrow" an asset???

BTL as a business. A business which needs clients to survive. The business offers a service and the client can choose which business (landlord) to give their business too. That is how a business runs.

Too many landlords on here seem to see themselves as doing a favour to someone or, giving someone somewhere to live. These LLs have no idea how a business runs.

I think you need to get your facts right! I let properties that are worth a great deal. I don't scrimp on anything. I credit check and insist on other things before letting.

I have no problems finding tenats.

theartfullodger

Teeni: Fair points!

However I note you are from Wales: The situation on Landlord Registration is different in our 4 countries...

Currently, each of the four countries within the UK is adopting a widely different approach to whether landlords should or should not be on a central database.

In England, the Government is proposing a national register of English landlords that would include not only their names and addresses but also the addresses of their rental properties. Run by an independent organisation, landlords (or their agents) would have to register every year. In return, landlords would receive a unique landlord registration number to be used in tenancy agreements, court proceedings including eviction, and housing benefit claims.

Every council in Scotland already holds a register of landlords and letting agents. If they have not registered, or applied for registration, it is a criminal offence. Since its introduction in 2006 there have been calls for the scheme to be reviewed as 25% of rental properties are not registered. Landlord registration has failed to have sufficient teeth to deal with rogue landlords who have failed to register.

In Northern Ireland, the Executive has stated clearly that mandatory registration of landlords “would put an unnecessary and unfair focus on those landlords who are already complying with legislation and acting responsibly. It would not provide the most effective means of targeting those landlords who are not complying with current law, particularly those who are unaware of, or who deliberately decide to operate outside the law.” In other words, there will be no register in Northern Ireland.

Finally, the Welsh Assembly Government has no immediate plans of its own to introduce any type of landlord register. However, it is possible that if legislation is introduced at Westminster, it could be extended to include all Welsh landlords.

[FONT=Arial, Helvetica, sans-serif](Source- NLA - though I doubt their 25% figure in Scotland, and rogue Scottish Landlords are now being pursued including my Bank-Manager ex-neighbour)

So maybe those with similar views to yours in Wales could lobby the Welsh Assembly??

Cheers!

Lodger
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theartfullodger

clutton wrote: »

Payday - landlords lend a house and tenants borrow a house and pay for that service - why is that so offensive ?

Perhaps a reflection of the idea Property is theft!

Source of this saying? (French: La propriete, c'est le vol!) It is a slogan coined by Frenchman Pierre-Joseph Proudhon in his 1840 book "What is Property? Or, an Inquiry into the Principle of Right and of Government".

Cheers!

Lodger

carolt

clutton wrote: »

Payday - landlords lend a house and tenants borrow a house and pay for that service - why is that so offensive ?

""giving someone somewhere to live."" - that is my business and my customers (tenants) pay me to do that

i dont get the point you are trying to make

I don't borrow a house, I rent a house.

I would have thought the difference was clear.

Lending/borrowing is not a business relationship, it's something you do for free, as a favour, to a friend for example.

Renting, by comparison, is something you pay for. The house is mine to use as I wish, as long as I return it in the state I received it, for an agreed period of time.

'Borrowing' suggests a favour is being done. There is no favour. If I or another tenant doesn't pay money (lots of it!) to rent the property, the landlord will have to cover the mortgage him/herself and quite possibly end up bankrupt.

Renting a property out is not done as a favour. It's a business.

It's highly disingenious to suggest otherwise.

MissMoneypenny

Does the landlord registration also require the property to be inspected by the local council, before it can be let?

JonnyBravo

Gorgeous_George wrote: »

I'm all for it but it should be free to all tax paying landlords.

Could we have a tenant registation scheme as well?

GG

Agree wholeheartedly

clutton_2

""Lending/borrowing is not a business relationship, it's something you do for free, as a favour, to a friend for example.""

i'll tell my bank manager this and see if he will "lend" me some money for nothing !!!

teeni

theartfullodger wrote: »

Teeni: Fair points!

However I note you are from Wales: The situation on Landlord Registration is different in our 4 countries...
[FONT=Arial, Helvetica, sans-serif](Source- NLA - though I doubt their 25% figure in Scotland, and rogue Scottish Landlords are now being pursued including my Bank-Manager ex-neighbour)[/FONT]

[FONT=Arial, Helvetica, sans-serif]So maybe those with similar views to yours in Wales could lobby the Welsh Assembly??[/FONT]

[FONT=Arial, Helvetica, sans-serif]Cheers![/FONT]

[FONT=Arial, Helvetica, sans-serif]Lodger[/FONT]

I regularly make my views on this known both on a professional and private basis to the relevent representatives in this area, and encourage others to do the same