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Let My Life Begin

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi doodledoos - personally I would "say goodbye" to the house and the neighbours - I would need to....

    I think it is probably wise not to take your DD tho....

    Thanks everyone for your kind words on my reply on the other thread.... I did feel inspired - it helped me too to write it if you know what I mean.... Puts my own stuff in context again...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Yeah definately understand that, it did feel a very personal reply which is why it moved so many of us :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    I am such a muppet, I have just cancelled my direct debits for my mortgage and loans and feel a little excited :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    doodledo wrote: »
    I am such a muppet, I have just cancelled my direct debits for my mortgage and loans and feel a little excited :T

    Woohoo! I would feel really excited as well! :beer:
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    I agree I'd be more than a little excited :j

    Are you mortgage free where you are now?
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think you being debt free is very very very exciting - I too would be extremely excited in your place!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    ShelleyC wrote: »
    I agree I'd be more than a little excited :j

    Are you mortgage free where you are now?

    God I wish lol

    Nope will be hitting the mortgage next :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning one and all. Have woke up in a really good mood, not sure why though as didn't get to bed till 4am and then DD bounded in and jumped on me at 6am. So if I go quiet tonight around 8pm you'll know why lol.

    Plan a chilled out day today with DD. Have been pottering doing the housework, then we are off to the park for some fun :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Have a great day with her :)
    Now a SAHM trying to earn some spare pennies each month
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Have a fab day!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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