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Let My Life Begin

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  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Nope rang them this morning and they are ringing me back. So in my world that means they won't ring :mad: will ring again shortly. I bet they hate me :rotfl:

    So it's the 1st of the month and time I got back into being an MSE'r again as things have definately slipped, my weekend away with my little girl although great fun was very expensive :o. So I am going to set myself some September challenges, things to achieve by the end of the month.

    1) To get to my next £50 payout on Dooyoo.
    2) 10 NSDs
    3) To take a packed lunch to work everyday
    4) To start Ebay up again - I have a garage full of stock so no excuse!
    5) To complete an SOA with new wages and new house bills.

    That will do for now I think, will try and think of more as the day goes on.

    Although once the payment goes through I will be debt free I want to get some savings started so I need to set myself a realistic target for that as well. I am thinking my first target will be an amount to save by the end of the year so thats 4 paydays plus any extra monies I make on Ebay, dooyoo etc so need to sit down and work that out too.

    I would really like to have saved by the end of next year the amount I paid for my car but that might be a tall order:rotfl::o
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • I'd be on the phone to them at least 3 times a day if I were in your position :rotfl: keep calling until they are sooooooooo sick of having you on the phone that they have to deal with it all quickly, just to get rid of you :rotfl:

    Plan for September looks good :)
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd be on the phone to them at least 3 times a day if I were in your position :rotfl: keep calling until they are sooooooooo sick of having you on the phone that they have to deal with it all quickly, just to get rid of you :rotfl:

    Plan for September looks good :)
    3 times a day - every 5 minutes more like! They are so incompettent it is unreal!:mad: Hope things pick up soon! It only takes a phone call and a fax for goodness sake to get a final figure on a loan. Can you not liaise and get the info sent to the solicitor. I have had to do that before now
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • edinburgher
    edinburgher Posts: 13,867 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So I am going to set myself some September challenges, things to achieve by the end of the month.

    That's the Spirit! I will do my bit my shamelessly rating everything you write and being trigger happy with the nominations :D

    Packed lunches everyday? That's impressive - cooking is my main thang and I even I can't make lunches for more than four days in a row before getting bored.
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Cheers Ed. I always rate yours :D

    Yep the packed lunch bit will be the hard bit :o
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • edinburgher
    edinburgher Posts: 13,867 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Cheers Ed. I always rate yours

    I know, I know - I's very grateful! :D
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    doodledo wrote: »
    1) To get to my next £50 payout on Dooyoo.
    2) 10 NSDs
    3) To take a packed lunch to work everyday
    4) To start Ebay up again - I have a garage full of stock so no excuse!
    5) To complete an SOA with new wages and new house bills.

    Fab plan I'll join in the packed lunch thing. I looked at how much I'd spent on lunches and snacks last month and it was :eek:

    I tend to be fine for a few days then the breads a bit hard, the salad a bit limp and Subway calls to me :rotfl:
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Ed - I'll scratch yours if you scratch mine ;):p

    Shelley - I am the same by the time I have bought sarnies, crisps, couple of bottles of coke and a magazine I am sometimes hitting £10 a day :o:eek:
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Hi. Hope you get your money soon, what a pain having to wait.

    Good luck with the packed lunches, why is it that sandwiches that someone else makes taste so much nicer than ones you make yourself.

    I must stop buying chocolates and biscuits that is my weakness.

    TMD
    Sealed Pot Challenge #016
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Good luck with the packed lunches, why is it that sandwiches that someone else makes taste so much nicer than ones you make yourself.

    Brilliant and true its a philosophical riddle like the one about a tree falling only making a noise if someone is there :j
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
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