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Let My Life Begin
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Nope rang them this morning and they are ringing me back. So in my world that means they won't ring :mad: will ring again shortly. I bet they hate me :rotfl:
So it's the 1st of the month and time I got back into being an MSE'r again as things have definately slipped, my weekend away with my little girl although great fun was very expensive. So I am going to set myself some September challenges, things to achieve by the end of the month.
1) To get to my next £50 payout on Dooyoo.
2) 10 NSDs
3) To take a packed lunch to work everyday
4) To start Ebay up again - I have a garage full of stock so no excuse!
5) To complete an SOA with new wages and new house bills.
That will do for now I think, will try and think of more as the day goes on.
Although once the payment goes through I will be debt free I want to get some savings started so I need to set myself a realistic target for that as well. I am thinking my first target will be an amount to save by the end of the year so thats 4 paydays plus any extra monies I make on Ebay, dooyoo etc so need to sit down and work that out too.
I would really like to have saved by the end of next year the amount I paid for my car but that might be a tall order:rotfl::oProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
I'd be on the phone to them at least 3 times a day if I were in your position :rotfl: keep calling until they are sooooooooo sick of having you on the phone that they have to deal with it all quickly, just to get rid of you :rotfl:
Plan for September looks good0 -
Little_Maya wrote: »I'd be on the phone to them at least 3 times a day if I were in your position :rotfl: keep calling until they are sooooooooo sick of having you on the phone that they have to deal with it all quickly, just to get rid of you :rotfl:
Plan for September looks goodAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
So I am going to set myself some September challenges, things to achieve by the end of the month.
That's the Spirit! I will do my bit my shamelessly rating everything you write and being trigger happy with the nominations
Packed lunches everyday? That's impressive - cooking is my main thang and I even I can't make lunches for more than four days in a row before getting bored.0 -
Cheers Ed. I always rate yours
Yep the packed lunch bit will be the hard bitProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Cheers Ed. I always rate yours
I know, I know - I's very grateful!0 -
1) To get to my next £50 payout on Dooyoo.
2) 10 NSDs
3) To take a packed lunch to work everyday
4) To start Ebay up again - I have a garage full of stock so no excuse!
5) To complete an SOA with new wages and new house bills.
Fab plan I'll join in the packed lunch thing. I looked at how much I'd spent on lunches and snacks last month and it was :eek:
I tend to be fine for a few days then the breads a bit hard, the salad a bit limp and Subway calls to me :rotfl:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Ed - I'll scratch yours if you scratch mine
Shelley - I am the same by the time I have bought sarnies, crisps, couple of bottles of coke and a magazine I am sometimes hitting £10 a day:eek:
Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi. Hope you get your money soon, what a pain having to wait.
Good luck with the packed lunches, why is it that sandwiches that someone else makes taste so much nicer than ones you make yourself.
I must stop buying chocolates and biscuits that is my weakness.
TMDSealed Pot Challenge #0160 -
too_much_debt wrote: »Good luck with the packed lunches, why is it that sandwiches that someone else makes taste so much nicer than ones you make yourself.
Brilliant and true its a philosophical riddle like the one about a tree falling only making a noise if someone is there :jLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0
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