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Best sources of info on equity ISAs

Options
Hi everyone, can anyone suggest a good place to look into the various products available if I want to invest money in an equity ISA? Or even better, suggest any actual products for me? It's an area I know very little about but am interested in investing while the stock market is low.

I'm happy to invest for the long term so no concerns about any short term drops in the market etc, but I would like to invest in something which is likely to give a better return than just sticking the money in my offset mortgage (4.89%)

Thanks!

Comments

  • dunstonh
    dunstonh Posts: 119,695 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    There are about 50,000 things you can place inside a stocks and shares ISA.

    What did you have in mind?
    I'm happy to invest for the long term

    What is long term?
    no concerns about any short term drops in the market etc

    what size of short term drops?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • not_tonight_josephine_2
    not_tonight_josephine_2 Posts: 282 Forumite
    edited 18 August 2009 at 1:29PM
    Hi Dunston, thanks for your reply. I'm aware that there are lots of options available, that's why I'm really looking for a good source of information I can use to do some research myself

    When I say long term I mean 5 year minimum but realistically I cannot forsee any circumstances in which I would need the money back in the next 10 years. My intention is for this to be an investment for retirement so 30 years away.

    Therefore short term drops aren't really an issue for me - I'm looking for something which will give a good long term return, not bothered about short term performance?

    Thanks
  • Primrose
    Primrose Posts: 10,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've been Money Tipped!
    edited 20 August 2009 at 6:08PM
    The Hargreaves Lansdown website is a good source of information on the various types of equity funds available, all of which can be included in a stocks & shares ISA. www.h-l.co.uk If you go to their Research section it gives detailed information of various sectors available, past performance figures, yields, etc. They also have a Wealth 150 selection of funds in various sectors such as Gobal, Emerging Markets, UK Growth, UK Income, etc. (Funds listed with a Gold Star are in their selection of top Wealth 150 recommendations). If you're investing for the long term you can opt to have all dividends reinvested rather than paid out to you.
  • Rifleman
    Rifleman Posts: 34 Forumite
    Part of the Furniture Combo Breaker
    Some info on Unit Trusts & OEIC's for you.

    http://www.moneyspider.com/members/funds_explained.asp
    I am a qualified Financial & Mortgage Advisor
    However,anything posted on this forum should not be considered financial advice. What is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from a registered Financial Adviser who can advise you after a personal fact find.
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