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PAYG Phone Insurance

Hi,

I need some help. If you buy a PAYG phone can you get insurance from the network on it?

I have just come off the phone to 02 as my contract ended today and have gone on a sim only deal.

If I can find a decent deal somewhere else then I'm off to another network otherwise I am thinking of buying a PAYG Iphone 3GS and staying on simplicity.

I am a bit concerned that something which costs £440 will be walking around with me.

When I spoke to the person in retentions and told them what I was thinking of doing they said I cant get insurance on the Iphone from them unless I get it on a contract.

Is this true? Or were they just going to get me to sign up for a new contract?

Thanks

Barry

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