how can you avoid house u own paying for nursing home fees

[Deleted User]

I have taken the chip out. We all feel let down by the government by the way, particularly when it comes to our taxes being frittered away

smk77

kittie wrote: »

I have taken the chip out. We all feel let down by the government by the way, particularly when it comes to our taxes being frittered away

If you think that you can do a better job then I suggest that you try and get yourself elected as an MP. You can have my vote if you think you can spend my taxes in a less wasteful way.

MissMoneypenny

smk77 wrote: »

Now that's a bit unfair.

Have you read the rest of the thread?

smk77

MissMoneypenny wrote: »

Have you read the rest of the thread?

Yes. But you are going to have to write a bit more than that if you think that i'm missing something.

littlemermaid_2

I have been reading this thread with interest, partly because as a young person I feel there does need to be a massive debate about care for the elderly and how it is funded!

But also because my sole surviving grandparent is 90 years old, currently living in the house he shared with my grandmother for many years before she died. He is currently coping on his own (remarkably well in fact!) but our family lives in another part of the country and we visit, but can't be there full time for him. I looked on his local council website to see what type of help might be available, and it specifically says that they don't offer help with cleaning, shopping etc... precisely the sort of help that might enable him to stay in his own home. He doesn't need nursing, or certainly not at the moment. I couldn't care less about the inheritance side of things, but if he were to pass away looking at the lovely garden he tended for my grandmother for so many years it would be far more comforting than if he were to die in some faceless care home he perhaps wouldn't have needed to go into... I do wonder if more investment in practical help for our elderly population, rather than purely financial help, would be a better way to go? Or if this is another postcode lottery, and in another part of the country he perhaps could get support with this? Anyone have any experience of this?

marklv

littlemermaid wrote: »

I have been reading this thread with interest, partly because as a young person I feel there does need to be a massive debate about care for the elderly and how it is funded!

But also because my sole surviving grandparent is 90 years old, currently living in the house he shared with my grandmother for many years before she died. He is currently coping on his own (remarkably well in fact!) but our family lives in another part of the country and we visit, but can't be there full time for him. I looked on his local council website to see what type of help might be available, and it specifically says that they don't offer help with cleaning, shopping etc... precisely the sort of help that might enable him to stay in his own home. He doesn't need nursing, or certainly not at the moment. I couldn't care less about the inheritance side of things, but if he were to pass away looking at the lovely garden he tended for my grandmother for so many years it would be far more comforting than if he were to die in some faceless care home he perhaps wouldn't have needed to go into... I do wonder if more investment in practical help for our elderly population, rather than purely financial help, would be a better way to go? Or if this is another postcode lottery, and in another part of the country he perhaps could get support with this? Anyone have any experience of this?

OK, well for shopping it can now be done online and they will deliver to your door - if he is not internet savvy, you or another family person can shop on his behalf at Ocado, Tesco etc. Cleaning and gardening are things that can be arranged locally; the social services would not offer that, why should they? Does the chap not have any friends locally who can call on him from time to time to check he is OK? He should also get a security button (Tunstall) which can be hooked up so that the next of kin and/or emergency services are alerted in case of an emergency. I don't think he needs anything else.

littlemermaid_2

True, I had wondered about the internet shopping myself, he is not online but we could do it from a distance! There is a kindly neighbour who pops in on him, thankfully. I would think though there must be many people in his situation who don't have friends/family who can help (as my grandfather puts it himself, most of his friends are dead!) and wonder what support, if any, is out there for them? There's more to supporting people than just giving them money.

If people think the state should pay for care i.e. care home fees, why not help in their own homes?

marklv

littlemermaid wrote: »

True, I had wondered about the internet shopping myself, he is not online but we could do it from a distance! There is a kindly neighbour who pops in on him, thankfully. I would think though there must be many people in his situation who don't have friends/family who can help (as my grandfather puts it himself, most of his friends are dead!) and wonder what support, if any, is out there for them? There's more to supporting people than just giving them money.

If people think the state should pay for care i.e. care home fees, why not help in their own homes?

Maybe the local branch of the Royal British Legion may be able to help, as your grandad is likely to have been an ex-serviceman, given his age.

MikeJones_2

Readers of this post might be interested in this article out on 19th August 2009:

- Care home fee justice for families

It focuses upon three recent cases where suffers of Parkinson's and Alzheimer's were involved.

Mike

I work in the field of Pension Education and Pension Guidance in the UK. I am a member of the Specialist Pensions Forum as well as being a Voluntary Adviser for The Pensions Advisory Service. I work with scheme members, employers, trustees, scheme administrators and advisers on most things to do with employer sponsored pension schemes. The views expressed by me in this thread are my personal opinions. You should seek professional advice from an appropriately experienced and qualified adviser. I am not an IFA.

marklv

I don't know how they can say that Alzheimer's is not a medical condition! Nonsense. They are just cooking up excuses not to pay up.