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Taxis back to basics...debt and mortgage free before 50(feb 2014)

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope you're having a good day :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    LOL BoBaH - me too. wearing my fingers to stubbs!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • LOL BoBaH - me too. wearing my fingers to stubbs!

    :rotfl::rotfl::rotfl:
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Afternoon all..

    Slept in until 10.30 am today...must've needed it...lol

    Can't wait to get rid of the mortgage but not going to worry about it.Will just throw what I can when I can into the savings and that along with the repayments will balance at some time and hey presto it'll be gone...lol

    Got a letter from DSS today to say that my benefit is going up in august..I phoned them and don't need to go for a medical until at least november or put sick notes in....so that's good.

    Still haven't done my accounts or much else really...so must do them.

    Got my anti cancer book that I ordered the other day so will be reading that over the next few days...

    DH got some lavender from the park and has made a couple of little bags that he's tied with string....and has put them in the car..he made the bags out of an old muslin cotton shirt he had in the wardrobe....how mse is that...lol.

    I plan to declutter the house bit by bit over the next few months...

    DH usually uses febreeze on the car seats in the cab....do you think if I get a trigger bottle and put some organic essential oil in and water that it would do the same job?
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good news from the DSS! :)
    taxi73 wrote: »
    DH usually uses febreeze on the car seats in the cab....do you think if I get a trigger bottle and put some organic essential oil in and water that it would do the same job?
    My mum uses essential oil + water as a room spray/air freshener so I don't see why not! Maybe test an unobtrusive bit of seat first they are not really for use on textiles so I don't know if they may cause damage or staining if used directly on seats. Spraying in the air should be ok I think. Make sure you shake the spray bottle before you use it as the Ess oil + water do not mix so they seperate out. Be quite frugal on the EO drops as some are really pungent and a little can go a long way and you don't want it too strong if DH will be smelling it all day!!
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Thanks that is really useful.
    Am looking for all different chemical free ways of cleaning.
  • dizzy_lizzie
    dizzy_lizzie Posts: 2,952 Forumite
    Hi Taxi so good to see you back :) Sounds like a great idea re: the essential oils and spray instead of febreeze. You can also pop those scented sachets that you put in drawers, under car seats too or in the boot to keep things fresh smelling, though your DH lavender bags sound so sweet.
    Have a lovely day
    Luvz Dizzy x

    Official DFW Nerd Club Member no:219
    In the Court Of The Crimson King
    I don't believe in the concept of hell, but if I did I would think of it as filled with people who were cruel to animals.
    Gary Larson
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    I want a hubby like Taxi's! Lavender bags...oh yes! :D

    Good idea, Taxi, about the chemical-free cleaning. I've got a book called 'Green Clean: Eco-Friendly Cleaning for the Home' from Thw Works. It was only about three pounds, and it is great. I would recommend it if you haven't got one. x
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Will have a look for that one when I go to town Pickle.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    how you finding getting cleaning and personal products taxi ? i managed to get three soaps the other day for £10 but the shampoo was like £8.50 and they couldnt guarantee paraben free so i put it back ... i am finding this alot harder than i thought i have to admit
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