Taxis back to basics...debt and mortgage free before 50(feb 2014)

taxi73

Karmacat wrote: »

I hope so! Just had another mooch round a few more diaries. Signing off now - if the cheque's gone out, I'll be back on in a hurry






EDIT - omigod, omigod, it is, I'm df!!!

:j:j:j:j:j:beer::beer::beer::beer::beer::beer::T:T:T:T:T:T:T:T:T:T:T:j:A:A:A:A:j:j:j:j:j:j:j:j


FANTASTIC

Karmacat

:kisses3::kisses3::kisses3: Thank you! I couldn't have kept going without the people on here.

taxi73

I am so pleased for you.It must feel great.

Karmacat

It does! I didn't really believe it, I have to say, but here it is. I'm going to keep going with the dfw lark, of course - booked in another mystery shop for next week already this morning

40somethingmum

Well Done Karmacat!:j:j:j:j

Hi Taxi:wave:

taxi73

I don't blame you.Is the next step mortgage free or does that automatically happen when you move into the next house?

taxi73

Hi 40SM........

40somethingmum

Hi Taxi,

You will be pleased to know that I finally managed to make transfer into my bank account at 5am this morning:eek::eek: . It was a close shave , though:)

Have a lovely day hun,:A

40SMXX

taxi73

Hi 40SM..yes just saw that on your diary....what a relief that must have been.Glad it's all sorted for you.

Karmacat

Close shave for you, 40SM - I'm glad you got it done, such a difficult situation but you did well.

taxi73 wrote: »

I don't blame you.Is the next step mortgage free or does that automatically happen when you move into the next house?

When I sell this house, I'll have a big chunk to pay off the mortgage - almost £25k, I think. I'll keep some, because its a cheap way to do the alterations that are needed (2.5%p.a., as opposed to another loan of 8% minimum). That will leave about £8k on the mortgage, I think, and I'll have to work it out, but the "income" from the overpayments already on there, plus that big chunk off, will cancel out the remaining interest payment on that £8k, so I'll probably take a mortgage holiday, and let it just roll along. Then in September 2012, my endowment policy matures, and even tho its so carp, it will pay off the £8k, and leave maybe £20-£22k to pay off the French mortgage. That will have a penalty, so it won't all be capital repayment, but it'll be worth it, I think. I'll see.

I'll copy that onto my diary at some point in the next day or so, Taxi, so don't think you're seeing double when you see it again

Just off for a sec now to turn my face to the sun for a few minutes :j