Taxis back to basics...debt and mortgage free before 50(feb 2014)

taxi73

Just from about 8amish until 12.30ish EH..
Glad I don't have to think about the CCs now as they've been playing on my mind a lot recently and DH bumping the car the other day just brought everything to a head.

I really hate not having money set aside for this sort of stuffwhich is why it's so important to be free of the CC debts.

I will feel so much better when the £400 is freed up from the loans plus all the extra I pay off the CCs is free because I can just put it all in the offset and then if anything happens the money is available within 24 hours if needed....and if not needed I will soon be rid of the mortgage..so all good...

I can eventually see the light...it feels good.

taxi73

Think I need to make some more plans to achieve health and well being in my life.

So, I plan to:
(1) Use all food stores in cupboards and freezers only buying bare necessities when needed...this will free money towards debt.
(2) I plan to start decluttering...just in small steps half an hour here and there as it will make a difference.
(3) I plan to exercise more....just a small walk at least once a day.
(4) I plan to clean the whole house in small steps and keep on top of it.
(5)I plan to start going to bed at a regular time and get up at a regular time.
(6)I plan to cook healthy meals at all times hoping to lose some weight.

Hopefully all these small steps together as a whole will make me feel a lot better emotionally and physically.

boredofbeingathome

That's good news Taxi - getting all that sorted. I agree MBNA are bad for putting up interest rates, so a wise move there.

I agree on the little step approach- very doable. Don't forget you have done so much this last year to the house, so it is bound to have taken it's toll on you. x

taxi73

Yes so true about the house stuff.I sometimes forget that...lol

I'm just feeling total exhaustion at the moment.Medicines never agree with me so am off until monday and just going topotter about.

lucielle

How's the stopping smoking going? Sounds like you have a plan and I think I'll join you on the house cleaning.
L

Karmacat

Blimey Taxi, thats a total revamp of your whole life! Mind you, you *have* kept up the accounts work, as we were talking about this morning...

I hope you can sleep tonight - any news on when you can get sorted by a dentist?

taxi73

Luciellle....mmmmmmm is all I can say to that...lol
KC....can't get the tooth out until a week on friday!!!!....if it gets any worse I'm going to go to the emergency dentist.
I need a revamp of my life as I feel quite unsettled at the moment...IYSWIM....everything is taking a lot of headspace at the minute and I hate it when my head is cluttered with stuff.I'd much rather know what I'm doing in regards to stuff and then I don't need to think about it.I hope that makes sense.

Karmacat

Oh thats dreadful. Certainly go to the emergency one if need be. I went to A&E at the beginning of January, when my symptoms started to come back, rather than try to get a locum to phone me. And when you're in pain, I'm not surprised your head feels cluttered. I hate that too - I want to work towards a goal, I like doing that, otherwise I'm just drifting.

taxi73

Thanks KC....am off to bed shortly so will say night xxx

Karmacat

:wave::wave::wave: