Taxis back to basics...debt and mortgage free before 50(feb 2014)

Karmacat

Seconded - toothache is no joke, I've only had it once and I was completely miserable. V gentle hugs going your way!

taxi73

Still not been to sleep yet.

Karmacat

Oh Taxi!!!! Thats dreadful .... what do you have to do today?

taxi73

Nothing at all...I'm going to try and sleep in a minute..the tooth is so sore.Painkillers not working.

Karmacat

You poor thing..... can you use a CD meditation to help you off? Awful to try to go to sleep when you're in pain .... I'll be thinking of you

xxxx

(((((((Taxi))))))))

taxi73

Ahhh thanks...have a good day and I'll catch you later x

Karmacat

Sweet dreams - and I hope you really *do* get dreams, and that they *are* sweet.

xxx

taxi73

Managed to sleep until about 12.30 but am very tired.
Nothing to report today.

taxi73

Feeling quite proud of myself as I've been productive for the last hour!!!
DHS Halifax CC 0% runs out 10th March and I intend to have it paid off by then using the overdraft if needs be....then we'll cancel that card.
My MBNA 0% runs out on the june statementand I don't see a way that I can pay it off by then and MBNA are notorious for putting the APR up on a whim...so I applied for a halifax card and got turned down....not to be beaten DH applied to barclaycard and got approved for a 0% card..it asked if we wanted a BT so I put £4500 and it was an instant yes....so am waiting for that to come now.....so that is a massive relief!!!!
The other two cards are LOB anyway...so am chipping away at those.
The £500 p/m I put in the regular savings each month will total £6500 + interest in Oct when it matures will pay off the Halifax and BOS loans and leave a chunk which will go off one of the LOB cards.
So all looking pretty good there.

The car repairs for our car will be paid by DH doing an extra hour each night and the money being put to one side until we have enough...

Once all the CCs are paid off I'll be throwing everything into the offset..so will catch upon my mortgage free challenge.

EssexHebridean

Well done with that Taxi - good progress and as you say a weight off your mind knowing you've got the MBNA balance covered.

Did you manage to get any sleep?