Taxis back to basics...debt and mortgage free before 50(feb 2014)

taxi73

Hi all...you'll be pleased to know that I've been resting the foot.I haven't been to work as it hurts to drive and it's the foot I use for the clutch ..so you can imagine how many times I have to use the clutch a day.
Am definitely taking tomorrow off and maybe sunday.

Someone was asking(sorry can't remember who) if they'd missed something because of the totals coming down quite quick...now my mortgage is included in the total debt and my savings as well as is only fair due to my title being mortgage and debt free before 50 i guess it makes a big difference.

My mortgage is about £450 p/m and only about £36 of that is interest...so quite a bit comes off.
Savings...I put £500 p/m in reg saver(don't count interest)
my 3 loans added together are just over £700 p/m
I try to pay about £200 per week when possible on DHs halifax card
make min payments to everything else and sometimes throw a bit extra at them.

Jan /feb/march are my queitest months on the cab but I just pay whatever extra I can when I can....you just have to keep plodding on.

taxi73

As for the holiday...DH would take me away on a fantastic holiday regardless of whether I still owed anything ..he's good at saving his spends.
I need help planning it as really don't know where I want to go.Cuba is my favourite place in the world so far.
We have not been to Varradero or Havana yet..so that's one idea.
We have thought Sri Lanka,Malaysia,cruise ,Thailand...we really dsn't know.
Any of you got any bright ideas...it will be jan/feb and must be hot at that time of year...it will be a holiday for between 2-4 weeks....it needs to be at least 4 star and the flight needs to have 1st class seats available to book.

So ladies and gents we have a lot to think about.

Sea78

Oh Taxi, this is wonderful to read - just fabby! You keep on going and you'll be supping a cool drink on a lovely big cruiser before you know it!!

taxi73

LOL Sea....don't know where we want to go.
Not a lot to report today.Went to Asda earlier and while there picked up some worldwide brochures for ideas.....give me something to drool over.

mum2one

taxi73 wrote: »

As for the holiday...DH would take me away on a fantastic holiday regardless of whether I still owed anything ..he's good at saving his spends.
I need help planning it as really don't know where I want to go.Cuba is my favourite place in the world so far.
We have not been to Varradero or Havana yet..so that's one idea.
We have thought Sri Lanka,Malaysia,cruise ,Thailand...we really dsn't know.
Any of you got any bright ideas...it will be jan/feb and must be hot at that time of year...it will be a holiday for between 2-4 weeks....it needs to be at least 4 star and the flight needs to have 1st class seats available to book.

So ladies and gents we have a lot to think about.

Joke this - if your off to Varradero - let me know what its like, I'm booked into Iberstar Tainos (4 star) later in yr...

Maybe Goa, or Verde Islands or Ski Lanka and follow onto the Maldivies

You could always take dd with you, with her list of I wants..... xx

taxi73

This is the holiday we are planning for my 50th..lol
Iberstar hotels are meant to be good.
We went to Goa for a month forDHS 50th and didn't like it very much.
All the other places are possibilties.
Wide open to all ideas..good job we have a long time to plan...lol

mum2one

taxi73 wrote: »

This is the holiday we are planning for my 50th..lol
Iberstar hotels are meant to be good.
We went to Goa for a month forDHS 50th and didn't like it very much.
All the other places are possibilties.
Wide open to all ideas..good job we have a long time to plan...lol

You deserve a break b4 then..... the iberostrar we stay at in Tunisia is really nice, so quite looking 4ward to Cuba, think that be last "me" holiday, x

EssexHebridean

If it's a beach type place you're after then maybe not so good but what about Australia or New Zealand? OR both if it was for 3 - 4 weeks. That woulkd be my dream holiday I think - and would certainly tick the boxes for being hot at that time of year!

taxi73

Those were two I was thinking of as well but don't know where to start to look....EH..but are on my list...
Gosh this is hard..lol
M21..we usually have the carribean holiday every year but am really wanting to clear all debt and mortgage...so will save some money each week towards a holiday and when we see a last minute bargain ...we may just up and go ...so don't know when the next holiday will be.

So I will just have to get on with dreaming/planning my 50th holiday and any holidays beforehand will be a bonus...my LB is well and truly shining...I really must stay motivated for the next 3years....

Seaxwyn

What a lovely goal to have to save for, I am jealous! As for destinations.... there are so many possibilities, how do you even start to choose?