load bearing wall built straight off wooden floor

dander

It occurs to me that if the problem is 'historic' as it says in the survey then maybe you wouldn't really need to do anything. Surveyor says there's no cracking or anything to the plaster, so it would be worth asking about when it was last plastered and stuff and if it looks like there hasn't been any movement in the last 20 years or something, then just ask the current owners to take out an indemnity policy to insure you against ever needing to fix it in the future.

Of course have it checked out first though!

macman

dander wrote: »

It occurs to me that if the problem is 'historic' as it says in the survey then maybe you wouldn't really need to do anything. Surveyor says there's no cracking or anything to the plaster, so it would be worth asking about when it was last plastered and stuff and if it looks like there hasn't been any movement in the last 20 years or something, then just ask the current owners to take out an indemnity policy to insure you against ever needing to fix it in the future.

Of course have it checked out first though!

What seller is going to agree to that policy? It's up to the buyer to use due diligence and check before purchase. If the surveyor says the movement is historic then they're not bothered about it, they are only pointing it out to cover themselves.

noo66

Got some advice from the surveyor.
Get the foundations of the wall checked by a builder, then decide what to do as the settlement is 'historic'- in other words, I think he means don't worry about it!

dander

macman wrote: »

What seller is going to agree to that policy? It's up to the buyer to use due diligence and check before purchase. If the surveyor says the movement is historic then they're not bothered about it, they are only pointing it out to cover themselves.

Indemnity policies are very common in house sales. They don't cost much and are perfect for this sort of thing.