paypal took £220 from me for no reason...help??

barmonkey

you dont say what reason paypay gave for taking the money.

was it non reciept of goods, faulty goods or another reason.

Tribal

Mr_Squiddy wrote:

This is a thorny issue. Whilst it would seem that sellers are being easily defrauded, there will be cases where honest buyers are being protected from crooked sellers.

There should be a PayPal feedback/history system like the eBay one. Sellers could vet prospective buyers to see how many chargebacks they had initiated. This would be a strong indication that the buyer is either fraudulent or !!!!less (e.g. buying stuff on the spur of the moment and then deciding they don't want it.)

Of course this would seriously screw up PayPal's business model so I don't seen it happening.

What a brilliant idea! I've also been ripped off by PayPal favoring the buyer -- not for a big sum, but nonetheless. If I have an expensive item to sell, I often offer a 2% discount for bank transfer(cash) rather then give PayPal 3.9%. Even with 100% pos. feedback, and triple numbers transactions going back several years buying and selling, it's amazing how many people will still prefer to pay the extra 2% rather than "trust" me!

ukbill69

rdwarr wrote:

How that reply justifies the phrase "Helping People" within its signature is beyond me. :mad:
This was the OP's first post and they were expecting some help, not a smug "you've been stuffed because you're not as clever as me" type reply.

Of course there are things you can do. You have supplied goods to a person at a real address and they have been signed for. You have proof that there was a contract to supply these goods for £220 and proof that you no longer have the money.
Whether Paypal will help you or not is not an issue.
Write to the buyer giving him 14 days to pay or you'll begin court procedings. Then do the latter.
There are many people and websites online who will help.

Sorry but can you read???, Guess not. Helping People Save Money, How the hell am I saving the guy money?????

If you read paypals terms your are not covered. Have you tryed to get money back???, Guess not. I have tryed and many others I know to have failed.

If its a stolen card they used then good luck lol that it sounds like it is. It doesnt matter how much info you give ebay/paypal to support your claim they will give the money back to the card holder, no questions asked to the card holder, but 1 bit of paper saying they do not know what it is and they have there money back within 24 hours.

And a word to anyone that asks questions then please use the seach tool at the top before you ask.

gembo84

Just wondering - was the money still left in your paypal account then, or had you withdrawn it to your bank account?

kenix_2

Mr_Squiddy wrote:

This is a thorny issue. Whilst it would seem that sellers are being easily defrauded, there will be cases where honest buyers are being protected from crooked sellers.

There should be a PayPal feedback/history system like the eBay one. Sellers could vet prospective buyers to see how many chargebacks they had initiated. This would be a strong indication that the buyer is either fraudulent or !!!!less (e.g. buying stuff on the spur of the moment and then deciding they don't want it.)

Of course this would seriously screw up PayPal's business model so I don't seen it happening.

I can't comment on paypal users who are from US. But from other countries, esp asian countries, Paypal is disappointing to sellers.

For asian sellers, so many people complaining about false chargeback. If seller scams, then those sellers will not still be a powersellers on eBay and prefer some other payment options that are more secure and well regulated, like moneybookers and nochex.

kenix_2

Tribal wrote:

What a brilliant idea! I've also been ripped off by PayPal favoring the buyer -- not for a big sum, but nonetheless. If I have an expensive item to sell, I often offer a 2% discount for bank transfer(cash) rather then give PayPal 3.9%. Even with 100% pos. feedback, and triple numbers transactions going back several years buying and selling, it's amazing how many people will still prefer to pay the extra 2% rather than "trust" me!

Hi Tribal,

i totally agree with you....

rdwarr

ukbill69 wrote:

Sorry but can you read???...

Sorry, I was a bit harsh on you there. I realise you're usually a pretty helpful contributor here. Had it not been the OP's first post I wouldn't have bothered and then got a bit "overprotective"

tomstickland

Is there any mileage in having a special Paypal bank account with no funds in it and keeping your Paypal balance low so that they can't chargeback money from your bank account?

pepperoni_2

tomstickland wrote:

Is there any mileage in having a special Paypal bank account with no funds in it and keeping your Paypal balance low so that they can't chargeback money from your bank account?

Not really, you will then have a negative amount in your PP account...for which you will be liable and you will then end up being handed over to a debt collection agency......and knowing paypal probably not a very nice one!!!

tomstickland

I had my fingers burnt with Paypal last month on a £14 mobile phone top up code I sold.

Mobile phones + Ebay + Payal = Trouble.