Who's right, me or the insurance company?

raskazz

Flipfamous wrote: »

No they was not any witnesses, and I contacted the other driver, but she told me she got very dizy from when I hit the back of her car and cannot remember anything. Everything seems to be stacked against me. From the insurance point of view. because they are not any witnesses means it never happened.

Forgive me but this does seem a bit odd. Did it not crop up in the conversation you presumably had at the scene with the third party you initially hit?

FH_Brit

One claim, one excess - Similar to a multi rear ender that you may have been in, namely the middle car of three. The front end damage when you hit the car in front, and the rear end damage when the car behind hit you.

Also were the Police involved? If so the police report may clarify if it is considered one incident or two.