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Need to sort this debt

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  • Well we have been back a few days from a wonderful holiday (sorry i havent updated sooner)
    We have been payed and have so far stuck to the budget plan although this is a really busy month with my mums 50th and dd3 bday, plus return to school bits and i am enrolling at college for another year!! we will be ok though, can still make payments on everything so thats good.
    I need to also put some money by for hubbys 30th and xmas!! so i know it will be hard to o pay lots of extras towards the debt but at least i am not adding to it and paying everyone each month!!!!
    I went to tescos and did the shopping i did spend alot but had run out of everything so hopefully the next few weeks wont be as expensive as my freezers are full soi will make sure i use all this first.
    Best go and feed the kids speak to u soon xx
    LBM Aug o9

    Mummy to dd1 dd2 dd3 and ds:j
  • mummy2mygirls
    mummy2mygirls Posts: 2,443 Forumite
    glad you had a good holiday!
    i hate it when you seem to need everything from tesco is one week!! makes it seem a really expensive week grrrr

    Im sure you will be fine this mth and dont worry about not being able to make loads of extra payments etc - its good to get things under control and just not adding to it makes a good start. It took me ages to just live to what we earn and not have to use the cc for a little shop at the end of mth etc etc so well done :)
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Thats what i thought as normally i would think i wont pay them bills in order to get everything but now i am like no u must pay them all and sort it out with what u have left!!! i am loving my new way of thinking i fell so in control, but so many bits are popping up i am think will it last lol

    We are off to see my sil new house today which should be nice 2 of the girls have a party 1-3 so we will go after that, dh has been busy decorating the porch which we had built last year and it has taken us this long to sort it out.
    Then tommorrow i have got to go and get the rest of the sch bits and enroll at college. then we have a weekend of parties mums on sat, them dd3 on sun then back to work and sch monday!!! we will be knackered !!!!!!!! i am only working mon and wed now which is quite nice

    Anyway best get on still loads of washing and ironing
    LBM Aug o9

    Mummy to dd1 dd2 dd3 and ds:j
  • we have a weekend like that next week aswell!! DD1 will be knackard for the start of school!! She has said she doesnt want to go back already as she loves being home with us

    Have a good day washing and ironing - you can come do my pile after if you want :p
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Sorry i havent updated for a few days, we have been so busy get the school bits and birthday presents and party food!!!! i have also returned to work today after 7 weeks at home........i feel like i aint doing very well at this money saving lark???? i know i havent added to the debt but i havent been able to make any extra payments yetalso i have spent a bit of money doing all these bits above plus our holiday so i am hoping that now we are back to work and school maybe i can get a bit more focused on it all???


    Its dd3 birthday on sunday so we have our families coming round for a bbq which should be nice, she is so excited that its going to be her birthday she has asked for peppa pig bits and a pushchair..........bless i cant believe she will be 3 i feel quite emotional as i wont be having anymore!!

    I will def try to update more often to keep myself focused :D
    LBM Aug o9

    Mummy to dd1 dd2 dd3 and ds:j
  • Well what a weekend!!!!!! we have not stopped i am so tired and only had 4 hours sleep.............still got so much to do before tommorrow, make lunches, have a bath,clear up but i am really thinking of just leaving it and going to bed and start a fresh tommorrow!!!!

    Well back to work and school again for us, so i am really going to work hard now on my mse to get this all sorted it has been hard with the children being off school, but i am so focused i have a stocked fridge frezzer and cupboards so other than brad shouldnt need anything else this week.

    Must go as i am just to sleepy to type i will update more tommorrow xx
    LBM Aug o9

    Mummy to dd1 dd2 dd3 and ds:j
  • i hope dd had a good birthday!!
    i am also sooo tired tonight and need to get my bum in gear and do the lunches for tomorrow and the bottles for dd3.... must get of here and do them!!!!!

    hope you feel better after a good nights kip x
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Thank u i did feel better after a good sleep but feel tired again now after a day at work!!

    Well today i have a NSD yay!!! feels really good!! but it wont be tommorrow as i have got to ds fleece and tracksuit for school, but wed will def be another one( i hope)
    I am going to pop in to town tommorrow to get me bits and do some banking.

    Well off now to was the dishes!!!!!!!!!!!
    LBM Aug o9

    Mummy to dd1 dd2 dd3 and ds:j
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