ISA question

tenpin369

I opened a Cash ISA with HBOS in March 2009 with the max £3600 and got 3%. I have not done anything since then. The current best rate appears to be 2.75%.
Questions -
Is there a ‘best time’ to open a Cash ISA during the tax year to get the optimum rate?
Is it advantageous to wait for better offers or just get on with it?!
If I open a new cash ISA now (August 2009) with the max £3600, or any other amount, can I top it up to the over 50s max of £5100 between now and April?

McKneff

You look around prior to April 5th or 6th for the best deals then just go for it,
you then get a full years tax free interest. so, yes, just get on with it.
All the offers usually come up just prior to year end.
As far as I am aware you can top it up but i dont think you can do that till October this year .