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how soon should you recieve house deeds after completion

mrwoo_2
Posts: 11 Forumite
i completed yesterday after endless problems, my solicitor never even bothered to tell me it had completed i heard it from my estate agent,
i was wondering about the deeds to my new house we own it outright with no mortgage, everything was paid yesterday and received a breakdown statement today in the post still no mention of the deeds (even had someone else breakdown in with mine, a newcastle address and i live in kent), i will phone the solicitor first thing monday, but was just wondering should i have received them with the breakdown statement today or do you have to wait a few weeks for them, i have never moved before so this all new to me
i was wondering about the deeds to my new house we own it outright with no mortgage, everything was paid yesterday and received a breakdown statement today in the post still no mention of the deeds (even had someone else breakdown in with mine, a newcastle address and i live in kent), i will phone the solicitor first thing monday, but was just wondering should i have received them with the breakdown statement today or do you have to wait a few weeks for them, i have never moved before so this all new to me
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Comments
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As I understand it paper deeds have only historical interest now and what matters is that the purchase is registered with the Land Registry on their database. On that basis I doubt you'll receive any deeds as your solicitor wouldn't need them for completion, if you do they don't prove ownership.
You can check the registration once it's completed on their WEBSITE but it will cost you £4 I believe. I think it will probably take a few days/weeks to show up though. Ask your solicitor on Monday.0 -
thanks ian w,
i didn't know that, when my mum moved 4 years ago, i remember that her solicitor has her deeds, so i thought thats what needs to happen. my solicitor has been useless throught the 15 week its taken to complete, i have either had to ring him to find out things or look things up on the internet myself0 -
if the solicitor has been sent any old deeds you are perfectly entitled to ask for them to be sent to you0
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I recently completed and the solicitor said I will receive a copy of the deed together with some of the original certificate of compliances, guarantee etc. later on. Hope this helps.0
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I think my deeds arrived 3 or 4 weeks after I'd completed & moved in.The bigger the bargain, the better I feel.
I should mention that there's only one of me, don't confuse me with others of the same name.0 -
thank you for all your answers i will phone up on monday, my solicitor has told me nothing the whole way through and i always end up ringing him to find things out that he should have told me0
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don't the bank keep them if you have a mortgage or do they not bother anymore with it all recorded electronically?0
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I endorse everything that has been said.......basically any "deeds" are just of curiosity value as everything is recorded electronically at the Land Registry.
However, it is worth hanging on to the paper "deeds" file just on the off-chance. For exaple there might be bits of stuff relating to building regs or planning permission in amongst the stuff which might just save you a bob or two when you come to sell"If you can bear to hear the truth you've spoken
Twisted by knaves to make a trap for fools"
Extract from "If" by Rudyard Kipling0 -
I endorse everything that has been said.......basically any "deeds" are just of curiosity value as everything is recorded electronically at the Land Registry.
However, it is worth hanging on to the paper "deeds" file just on the off-chance. For exaple there might be bits of stuff relating to building regs or planning permission in amongst the stuff which might just save you a bob or two when you come to sell
Keep the papers sent to you somewhere safe as they may be important when you sell - not as deeds (except for leases - see below) but for issues like Planning.
If it is a leasehold property, mortgage lenders often do not want the lease, and let us send it to the buyer client who should keep it safely as questions may be asked if he can't find it when he sells!RICHARD WEBSTER
As a retired conveyancing solicitor I believe the information given in the post to be useful assuming any properties concerned are in England/Wales but I accept no liability for it.0
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