dottyanne's debt diary

dottyanne

Gone back to CCCS online and filled the online form in - there is enough now to do a DMP so they are sending me the stuff in the post - should get next week hopefully - fingers crossed will let u know.

dottyanne

Mornin all - busy, hectic weekend - didnt have the chance to go through the figures properly and think i made a boo boo on the CCCS form but im going to ring them instead i think just to clarfy a few points.

Only just over 4 weeks to the hols and am soooo ready and looking forward i cant tell you.

Really run down and tired - will give me the energy to spur me on i think..

dottyanne

Rang CCCs - hopefully everything sorted now - just waiting for all the bumph to arrive in the post.

Done my budget as per their reccomendations and so hopefully everything should be a.ok.

Still not got much saved for hols...hoping to get a bit over the next month - got bout £400 up to now.

dottyanne

All my CCCs stuff had arrived in the post yesterday when i got in from work, have completed and signed it all, done the letters to creditors - going to post office at lunch to post them all. Hopefully get put in place then by the 1st September for first payment - will keep yall updated.

doodledo_2

Evening Dotty sorry haven't got up with your thread for what seems like ages.

Well done on getting your stuff all sent off to CCCS. Should hopefully make things so much easier and less stressful for you.

I am off on hols on Friday so if I don't catch up with you beforehand have a good couple of weeks.

dottyanne

Hey doodle - less stress already - have a great holiday :-)

doodledo_2

Yay for less stress :T

I'm stress free at the mo as in holiday mode not DFW mode.

September however, is a different matter as back to DFWing with avengence.

dottyanne

I know what u mean - im not quite in holiday mode yet - still a few weeks till we go and lots to do beforehand but hopefully CCCs will get my plan set up by 1st September so we can start with the payments asap.

doodledo_2

Morning Dotty .

Hopefully they will have it all set up for 1st Sept, they have a good few weeks to do whatever they need to do so fingers crossed.

dottyanne

Yes hope so, be good to get into some kind of routine again - they have given us 11 years to pay everything off at that rate but have taken into account the minimum wage we both bring home (as we get paid on sales commissions too) so any extra we do earn will be put in a savings account to offer eiher overpayments or pay off debts in f & F one at a time - so wont be anywhere near 11 years - hoping to get that DFD right down :-)