Jellie's attempts to banish the wobbles and get debt free!

missymoo81

have a good day with OH hun, big hugs x

*Jellie*

Thanks Missy.
OH has gone out to do the groceries so I can have a quick update on here!

I redid my budget earlier. When I first did it at my light bulb moment I was spending a little bit more than I earn (not really month to month, more not having the extra money when I needed to cover emergencies, car insurance etc).

Now I think in most areas I am at my targets I was aiming to cut back to and at times I am managing to save even more than that. In terms of budget I should now be throwing at least £500 at my debt each month if I am managing to stick to my budget and anything above that is due to being even more tough on my spending.

A PAD of £10 a day plus my direct debits reaches about this amount. Any PADs higher than this are a bonus.

Just got to keep going!!

missymoo81

you are doing so well!!! £500 that's monsterous, you'll be paid off in no time.

The problem I have with my budgets is that they are so tight to start with there isn't much budging at the moment... but at least I will get there at some point.

BEAT_THE_DEBT

Hey Jellie have you got a nice snuggly blankie to cwtch under?x I am so warm and no heating on!:T
You are so focused Jellie well done!:j

*Jellie*

Fingers crossed Missy! It only works if I stay on track! I am expecting to be debt free within a year but I am aiming for the impossible and trying to do it by my birthday in April! I was really hoping to be debt free by the time I get a place with OH and that could be any time within the next year depending on what happens with property round here

BTD- of course the Blankie is out......might soon be joined by Notebook too We have heating on timer but I'm still cold. Unfortunately it is a cold house!

*Jellie*

HELP NEEDED!
If anyone is any good at helping newbies or giving advice on an SOA could you pop into the diary by Sososad
http://forums.moneysavingexpert.com/showthread.html?t=1905867
Thanks

SarahNeedle1872

Hiya Jellie, are you feeling any better these days? You seem to have been ill for quite a while now

Sx

*Jellie*

Hi Sarah
Over 2 months and they still don't know the cause. They don't seem too worried but I am as I don't like being off work this long.
I'm probably going to try and go back to work this week and just hope my body can cope!

missymoo81

hey ya hun, big hugs and good luck for going back to work. x

*Jellie*

Thanks Missy- will be sometime after Thursday