Mobile Phone Insurance

PeteM

Anyone have any suggestions as to the best way of insuring a new PAYG mobile phone?

It was a pressie for my daughter, and I need to get it sorted before school restarts - and it gets lost or stolen!

Perhaps I'll add it to my home cover if I can't find a better alternative.

Malestrom

You could try your network provider. I'm with Orange and have their Orange Care insurance on my contract phone, but I see from their website that they also cover PAYG phones. I'd guess that most network providers do a similar insurance. Call 150 if you're on Orange for details.

allgram

hi,have a look at your home insurance, i found out when i phoned my insurance company to see how much it would be to cover our family mobiles (three of us) that we were already covered in our home insurance terms. hope this helps.

Edinburghlass_2

I think you will find that Martin has often said, self insure your mobile phone and don't pay a company for doing it. In other words put away an amount of money every month that you might have paid a company to insure and should the worst happen you have the money there to replace your phone and if nothing does happen you then have some money to upgrade anyway!

TREVORCOLMAN

Hey I like that one!


;D

TREVORCOLMAN

Only 6 to go!

Towner_2

With some of the LloydsTSB Bank accounts they offer free mobile phone insurance. All you do is give them the Mobile number and thats it.

Malestrom

I think you will find that Martin has often said, self insure your mobile phone and don't pay a company for doing it.  In other words put away an amount of money every month that you might have paid a company to insure and should the worst happen you have the money there to replace your phone and if nothing does happen you then have some money to upgrade anyway!

Its a nice sentiment but it doesnt work in reality. If I were to put the £4.99pm that I currently pay to Orange Care into a safe place every month and then lose my phone after 6 months of contract, I end up with £29.94 to put towards a 300 quid mobile phone. Same goes for PAYG although to a lesser degree due to the generally cheaper handsets. Don't see how that one is ever going to work, sorry ??? If it did, nobody would ever buy any insurance at all.

barneyboy

hello pete my son recently had his mobile stolen ,we were insured with comet total cover however i had not taken a note of the imei number so the insurance will not pay out ,£170 for phone + £60 for insurance, just a reminder to read small print when you do get insured ,good luck

PeteM

Barney,

Shouldn't they ask for that info BEFORE giving you cover, and not leave it to you?

Are they refunding your premium then (as the cover is void)?

durain

http://www.cusc.co.uk/phones/index.htm