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Stu V Abbey SAR FAILURE QUESTION

24

Comments

  • stu1975
    stu1975 Posts: 76 Forumite
    Muchas Gracias , as always help is really appreciated.
    Abbey Claim 1 - WON £2300 Inc Interest :rotfl:
    Abbey Claim 2 - Won £990 :rotfl:
    Abbey Claim 3- £1157.80 + Interest @0.25 per day (LBA)
    Natwest-SAR sent 10/08-Closed Account
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    de nada ;).......
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • stu1975
    stu1975 Posts: 76 Forumite
    edited 19 August 2009 at 9:53PM
    Well, quick update from the Cowboys at Abbey.
    Had my statements from 01-01-08 until Aug this year delivered today, only another full seven years to go!!! mmm we will wait, I want the pleasure of them failing to action my SAR fully!!!!

    Sad I know, Lol
    Abbey Claim 1 - WON £2300 Inc Interest :rotfl:
    Abbey Claim 2 - Won £990 :rotfl:
    Abbey Claim 3- £1157.80 + Interest @0.25 per day (LBA)
    Natwest-SAR sent 10/08-Closed Account
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    stu1975 wrote: »
    Well, quick update from the Cowboys at Abbey.
    Had my statements from 01-01-08 until Aug this year delivered today, only another full seven years to go!!! mmm we will wait, I want the pleasure of them failing the action SAR fully!!!!

    Sad I know, Lol
    You're so cruel :p
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • stu1975
    stu1975 Posts: 76 Forumite
    natweststaffmember wrote: »
    You're so cruel :p

    Oh, I know.I could do with a good fight! lol :eek:
    Abbey Claim 1 - WON £2300 Inc Interest :rotfl:
    Abbey Claim 2 - Won £990 :rotfl:
    Abbey Claim 3- £1157.80 + Interest @0.25 per day (LBA)
    Natwest-SAR sent 10/08-Closed Account
  • stu1975
    stu1975 Posts: 76 Forumite
    Well shock horror not!!! Received my "statements" today going back to 1999 (not)

    I actually had a list of charges from June'02 until Dec'06 nothing for 2007 and full statements for 2008 until todays date.

    Good old Pam Speed, I can't wait until Monday to call her and send a letter stating that they have not fullfilled my SAR and have just 16 days to do so.

    Incompetent bunch of loosers!!!
    Abbey Claim 1 - WON £2300 Inc Interest :rotfl:
    Abbey Claim 2 - Won £990 :rotfl:
    Abbey Claim 3- £1157.80 + Interest @0.25 per day (LBA)
    Natwest-SAR sent 10/08-Closed Account
  • LeeSouthEast
    LeeSouthEast Posts: 3,822 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Sorry, can't help but laugh.

    Good luck Stu. Keep us posted!
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • stu1975
    stu1975 Posts: 76 Forumite
    Ok so quick update, recieved everything from June 2002 up until todays date with a letter of expected £25 charge 14th Sep plus £0.66 Interest (still waiting for full SAR from Oct 1999-another story lol)

    Anyhow, I am putting my claim in this week for £1038.23 (charges) I am fully aware that this will be put on hold but will go as far as LBA.

    I am charging interest and I want to do this at their preferred in credit overdraft rate which is 19.9%EAR with a fall back of 8% if and when I need to file N1.Does anybody have a clue how to work this out and your feelings on claiming this if you have done this yourself?

    Thanks again

    Stu
    Abbey Claim 1 - WON £2300 Inc Interest :rotfl:
    Abbey Claim 2 - Won £990 :rotfl:
    Abbey Claim 3- £1157.80 + Interest @0.25 per day (LBA)
    Natwest-SAR sent 10/08-Closed Account
  • stu1975
    stu1975 Posts: 76 Forumite
    quick bump-is the contractual interest the 19.9 in credit OD rate or the 27.9 unauth OD rate(variable)
    any help or if anyone has claimed this and has any info would be appreciated.
    Abbey Claim 1 - WON £2300 Inc Interest :rotfl:
    Abbey Claim 2 - Won £990 :rotfl:
    Abbey Claim 3- £1157.80 + Interest @0.25 per day (LBA)
    Natwest-SAR sent 10/08-Closed Account
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    stu1975 wrote: »
    quick bump-is the contractual interest the 19.9 in credit OD rate or the 27.9 unauth OD rate(variable)
    any help or if anyone has claimed this and has any info would be appreciated.
    I wouldn't touch contractual interest or go to court so on this one I have to step out.
    My reason is FSA Waiver related and furthermore, on contractual interest I think it is difficult to argue(see Halliday v. HBOS 2008)
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
This discussion has been closed.
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